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Tools and calculators
Use our tools and calculators to help you make more informed decisions about your money
Retirement calculator
Estimate how much super you may have in retirement and how much you may need.
Super balance comparison tool
Check how your super balance compares with others your age.
Risk profiler
Learn your risk tolerance to help you make more informed investment decisions.
CFS Lifestage tool
Find out which CFS Lifestage option is designed for your age.
Funds and performance tool
Find fund information including performance, unit prices and risk ratings.
Need help shaping a stronger financial future?
Our tools and calculators are a great way to help you start planning for your future. If you’re looking for more support, we offer a range of advice options to guide you every step of the way.
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This calculator is provided by Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) and powered by Otivo (Otivo Pty Ltd ABN 47 602 457 732 AFSL 485665). Colonial First State (CFS) is Superannuation and Investments HoldCo Pty Limited ABN 64 644 660 882 and its subsidiaries which include AIL.
This calculator is current as at 1 July 2025, and is subject to change. To the extent permitted by law, no liability is accepted by CFS, nor AIL, its contractors, agents and employees, for any loss or damage arising, directly or indirectly from reliance on this calculator.
You should consider your personal objectives, financial situation, needs or tax circumstances. You should read the relevant Product Disclosure Statement and Financial Services Guide carefully, and consider obtaining advice from a licensed or appropriately authorised financial adviser, before making an investment decision. You should consider regularly updating your projections as your circumstances may change.