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Join Colonial First State
Trusted by nearly one million Australians today for super, investments, and retirement.
Choose the right product for you
Whether you're growing your super, building wealth through investments, or preparing for retirement, CFS has a product that fits.
Investments
Make your money work as hard as you do - whether you're building a portfolio or just getting started, we have an investment option to suit your needs.
Over 180 investment options
70+ leading fund managers
Start with just $1,000
Retirement
Find out why CFS has the highest score for customer confidence and comfort when it comes to retirement.3
Tax-free income streams
Flexible withdrawals
Simple account management
Get started in four easy steps
Joining Colonial First State is quick and easy. You can complete your application in under 10 minutes.
Choose your product
You can choose to open a super, investment, or retirement account.
Tell us about you
Your personal details, tax information and identification help us set you up for success.
Complete your application
We'll finish setting up your account, and explain how to manage it.
Get started
Manage your account and track your performance on our mobile app, or our online portal Firstnet.
Everyone’s financial situation is different. Before you join, make sure to read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) to help you decide if this product is right for you.
Already a member? Login to FirstNet and use your Member ID (OIN) to open a new account and you’ll find it on your latest statement.
Award-winning performance
Strong performance, low fees and exceptional service. It's why we are consistently awarded.
Highest Super Performer 2024
FirstChoice Employer - CFS Geared Share Select
Best Fixed Interest Pension Performer 2024
FirstChoice Wholesale Pension - First Sentier
Global Credit Income
Highest Pension Performer 2024
FirstChoice Wholesale Pension - CFS Geared Share
We're here to help
Get in touch
Get in touch with us online or call us 8:30am to 6pm AEST Monday to Friday.
Find the right advice option
Our dedicated team can help you choose from a range of different financial advice options.
Download mobile app
Track your balance and see your transactions history from anywhere.
Important information
Past performance is not a reliable indicator of future performance.
¹ CFS MySuper Lifestage is a top performer over 1, 3 and 5 years for growth and balanced options based on the SuperRatings Fund Crediting Rate Survey 31 March 2025. Returns greater than one year are annualised and are net of fees and costs (excludes member fees).
² Super fund average admin fees are based on the Chant West Super Fund Fee Survey at 31 March 2025 that compares average fees by segments and across four investment risk categories. Administration fees of FirstChoice Wholesale Personal Super options (excluding FirstRate options) for a member balance of $50,000, is 0.20% p.a. It does not take into consideration investment fees and costs or transaction costs. Please see the PDS for these fees and costs.
³ Source: CoreData, October 2023. It surveyed 3,800 workers over 55 and another 3,000 already-retired Australians, to ascertain how major funds measure up on ‘preparedness to retire’ and retirement satisfaction’ CFS achieved the highest score of 61.2 for customers’ confidence and comfort about their retirement savings and an overall quality score of 57.5, one of the highest in the country. 13 36.
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.
Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.