How much risk are you willing to take? Knowing your risk tolerance can help you make more informed investment decisions.
When it comes to investing, it's important to recognise that different strategies and timeframes carry different levels of risk. Generally, the more risk you’re willing to undertake, the higher the potential reward may be. However, higher returns come with a higher risk that the value of your investment may fall.
Understanding your appetite for risk and taking that into account when making investment decisions is the key to choosing the right investment strategy for you.
The Risk Profiler Tool suggests your overall risk appetite, individual investments may be more or less risky as a part of your overall portfolio.
This Risk Profiler Tool is designed to help you understand your risk appetite. It does this by asking a set of questions.
Please keep in mind the tool should only be used for educational purposes and the use of the tool does not involve the provision of advice or a recommendation from Colonial First State.
It is important that you consider your overall financial circumstances, needs and objectives before making an investment decision. We encourage you to seek professional advice as the tool does not consider any existing investments you might have, whether held outside or inside superannuation. You should reassess your risk profile regularly as your circumstances, objectives and needs may change. For example, most people invest in less risky assets as they move closer to retirement.
By using this tool you confirm that you:
have not received any advice (including any recommendation or statement of opinion) from CFS; and
understand the tool is only illustrative and is not a substitute for professional financial advice.
The tool is current as at 22 July 2022.
Where to from here?
Get to know your investment options and how they can help you achieve your investment goals.
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of the FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments. This document may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the Target Market Determinations (TMD) for our financial products at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.