Whether you’re just starting out on your super journey or planning for retirement, these resources could help.
Learn more about super
How superannuation works
This guide walks you through how super works; from how money goes in, to how it’s taxed, and when you can access it.
How to choose the best super fund in Australia
A clear way to compare super funds in Australia, designed to help you make your own decision.
Average super balance by age in Australia
Average super balance by age in Australia and ASFA retirement targets. See how your super compares for your age.
Understanding fees and performance
Strong super performance 4 years running
CFS delivered a 4th year of double-digit returns for members in our MySuper Lifestage growth and balanced funds in FY 2025-26¹.
How to understand your super statement
A plain-English, section-by-section walkthrough of your annual super statement – balances, contributions, returns, fees, insurance and the red flags that mean it's time to act. General advice from CFS.
Super fund fees explained
Super fund fees explained in plain English — what each fee is, how they affect your balance and how to compare super funds properly.
Super boosting strategies
Super strategies for older workers
Super strategies for older workers, including TTR, downsizer contributions and ways to boost your super before retirement.
Salary sacrifice into super
Grow your super efficiently from your pre-tax pay. Learn the caps, the tax savings and how to set it up with CFS.
EOFY super contribution strategies to help you boost your super and pay less tax
Looking to start the new financial year with a bigger super balance and a smaller tax bill? Boost your super before our EOFY deadline.
Understanding investing
Market update: Middle East unrest and private credit
Geopolitical tensions and isolated private credit events are driving short-term volatility. Learn what’s happening and why staying diversified and focused on long-term goals matters.
Staying the course to achieve your long term investment goals
Sticking with your investments when they are falling isn't easy. When investing for the long term, staying the course can be a strategy to reach your investment goals.
Why staying invested matters when markets fall
It’s natural to feel nervous when markets fall. But history tells us that markets trend upwards in the long run – and switching investment options at the wrong time can have a negative impact on your overall long-term investment return.
Self-managed super
Regulators warn SMSFs face increased scrutiny over risks to retirement savings
SMSFs are under the spotlight over compliance with new super laws, trustee obligations and unscrupulous schemes that put members’ retirement savings at risk.
Setting up a self-managed super fund (SMSF)
Thinking about an SMSF? Learn how to set up a self‑managed super fund, weigh the pros and cons, understand costs, key steps, and when professional advice can help you
Property and SMSFs: Buying property with super
Learn everything you need to know about property investing through a SMSF, including important rules, whether it might be the right move for you, and how to get started.
Easily manage your super and investments
The CFS App makes it easy to stay on top of your super and investments, wherever you are.
- Track performance with graphs and yearly breakdowns.
- Find what you need fast such as statements, transactions, and fees, all in the one place.
- Check your investments anytime with access 24/7.
- Stay updated with notifications sent straight to your phone.
We're here to help
Get in touch
Get in touch with us online or call us 8:30am to 6pm (Sydney time) Monday to Friday.
Find the right advice option
Our dedicated team can help you choose from a range of different financial advice options.
Download mobile app
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Disclaimer
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.
Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.
Tax considerations are general and based on present tax laws and may be subject to change. You should seek independent, professional tax advice before making any decision based on this information.
AIL and CFSIL are not registered tax (financial) advisers under the Tax Agent Services Act 2009 and you should seek tax advice from a registered tax agent or a registered tax (financial) adviser if you intend to rely on this information to satisfy the liabilities or obligations or claim entitlements that arise under a tax law.