Choose from over 180 options that the professionals use

CFS Investments are designed for general saving and investing, providing you with access to a wide range of managed funds from some of the world’s most respected managers. Our Investments provide you access to a wide range of managed funds across different asset classes such as shares, fixed interest, property and cash, all in the one place.

FirstRate Cash^

4.81% p.a.

Target return

CFS Global Technology & Comms Fund

17.60% p.a.*

Net returns ten year average

CFS Geared Share Fund

14.55% p.a.*

Net returns ten year average

Giving you the ability to choose your own investment strategy

Ready-made

Ready-made

Want a convenient and simple way of diversifying your investment across multiple asset classes? Try a ready-made option.

 

Tailor your own

Tailor your own

If you’re the hands-on type, our tailor your own option lets you create your own super portfolio from our products.

 

Low risk

Low risk

Undecided about your long-term investment strategy? All good. Our low risk First Sentier Wholesale Strategic Cash option is a great choice for now.

Thrive+

CFS Thrive+ Sustainable Growth is our new sustainable investment option. Our aim is to make a positive contribution to people, planet, and policy.

Get to know your risk appetite

We all have a different appetite for risk, and it can change over time. Learn more about yours with our risk profiler tool so you can feel comfortable making investment decisions.

more for you

Lower admin fees means more for you in your second half

We have one of the lowest admin fees** around and strive to deliver strong long-term performance. Together it’s a good combo.

Our passion for performance and service is why we’re one of the most consistently awarded

Money magazine

Best of the Best

2024

 

Highest Super Performer - FirstChoice Employer - CFS Geared Share Select

Money magazine

Best of the Best

2024

 

Best Fixed Interest Pension Product

- FirstChoice Wholesale Pension - First Sentier Global Credit Income

Money magazine

Best of the Best

2024

 

Highest Pension Performer - FirstChoice Wholesale Pension - CFS Geared Share 

Start working towards a sustainable financial future today

Start planning your financial future with our easy-to-use tools and calculators

A little bit of planning now can make a big difference to your financial future.

Funds and Performance Tool

Funds and Performance Tool

Explore our choice options and access performance, unit prices and key information.

 

Find a Local Adviser

Find a Local Adviser

We recommend speaking to an adviser to help you identify and achieve your financial goals.

 

Retirement Calculator

Retirement Calculator

Quickly and easily estimate how much super you may have in retirement and how much you may need.

Helpful documents

Product Disclosure Statement

Product Disclosure Statement

Target Market Determination

Target Market Determination

Why is diversification important?

Why is diversification important?

Unleash in ways you never thought possible

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^ Available in FirstChoice Wholesale Investments only. Returns will fluctuate over time. The target return rate is indicative and based on the underlying deposit interest rate less the management fee and cost. The target return may change without notice if there are changes in the Reserve Bank of Australia Official Cash Rate and/or the interest rate we receive and/or changes in the management fees and costs. Investment returns and capital repayment are not guaranteed.

 

* The CFS risk measure for the growth funds is Very High. For the Geared Share fund, gearing magnifies both gains and losses. Minimum suggested timeframe to hold investments is at least 7 years. Investment returns and capital repayment are not guaranteed. Returns are for FirstChoice Wholesale Investments portfolios as at 31 January 2024, calculated on a cumulative year-on-year basis which are then annualised. Returns are after ongoing fees and expenses and net of superannuation earnings taxes. Past performance is not indicative of future performance.

 

** Chant West Super Fund Fee Survey June 2023, based on an account balance of $50,000.

 

 

Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.

 

Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36. Past performance is no indication of future performance.