30 September 2026
1 min read
A guide to maximising your super in your 50s and 60s
Understand the key super strategies and opportunities available to you by age, including tax-effective contributions, transition to retirement and maximising the Age Pension.
Small steps to a more comfortable future
Everyone has their own picture of what retirement will look like. Even if your goals are still hazy, one thing is clear – your superannuation is purpose-built to help you get there.
‘Grow into retirement’ is your guide to understanding the opportunities available at different ages that could boost your super, save you tax and make your savings go further.
Know your options and take the next steps – with expert guidance available when you need it.
Whatever your age now, there are simple, tax-smart moves that can help you grow into retirement.
Your big questions answered
In ‘Grow into retirement’ we answer some of the big questions facing today’s 50 and 60-somethings, including:
- What does retirement actually look like for most Australians?
- How much super will I need for a comfortable retirement?
- How does my choice of investment option(s) influence my retirement outcomes?
- What could I be doing to maximise my super and save tax, now and in the future?
- How can I maximise my Age Pension entitlements so I can make my own savings last longer?
Not everything in the guide will be applicable to you, but there are some key decisions and opportunities everyone should be aware of. And the sooner you start planning the better.
How long will your money last in retirement?
Retirement planning can be complex, but you don’t need to navigate it alone. CFS gives you access to a range of financial advice options, including super advice at no extra cost for eligible members, one-off advice on key topics, or comprehensive advice from a financial adviser you choose.
Disclaimer
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.
Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.