Smart investment designed to adjust to your needs

CFS Lifestage does the hard work for you - we automatically adjust your investment mix as you get closer to retirement

Investment choice and flexibility

We recognise that some people are more active in and regularly monitoring their super, deciding how it should be invested and making changes themselves. Others take a different approach and prefer to have a team of investment managers decide how their super should be invested. That’s where CFS Lifestage can help – it’s an investment option designed to adjust how it invests throughout your working life to suit your changing needs.
Discover how
CFS Lifestage works.

CFS Option MySuper Dashboards

Select the option that aligns to your year of birth to see details.

Considering your needs

CFS Lifestage is designed for members, like you, based on your year of birth and invests in a mix of assets that automatically adjusts as you age.

CFS Lifestage fees

It’s important to be aware of the fees you’re paying on your account and how they affect your balance over time. Your employer may have negotiated pricing and benefits for your superannuation and insurance. It’s worth checking with them what these benefits are, or you can view your details online via FirstNet.

Member benefits

As health insurance that's there to help you be healthier and happier - not just care for you when you're sick - CBHS Corporate Health will help you find the right level of cover for your lifestyle.

In addition, you’ll also be eligible for our flexible insurance cover to protect your family in the event of death or illness and have access to our education sessions.

Financial advice

A financial adviser can help you achieve your future financial goals. You can now take the first step to finding a financial adviser to help you identify and achieve your financial goals. Start your search now.

Tools and Resources

Funds and Performance tool

Funds and Performance tool

Plan, compare and monitor your investments with our new tool.


Risk Profiler

Risk Profiler

Knowing your risk tolerance can help you make more informed investment decisions. Find out your risk profile.

Market Updates

Market Updates

Stay up-to-date with the latest market movements and analysis.


Unleash in ways you never thought possible

Get in touch

Get in touch with us online or call us
8:30am to 6pm AEST Monday to Friday.

Find a financial adviser

Use our tool to find professional financial advice,

local to you.

Download mobile app

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transactions history from anywhere.

Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.


Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at or by calling us on 13 13 36.