An investment in your future

There’s a wealth of financial information at your fingertips, so you can do your own research, contribute more to your super and set up savings or investment plans.


But depending on your personal circumstances and how complex your financial needs are, this could be difficult and time-consuming.


Financial advisers:

  • Keep up with changes to super laws and government regulations
  • Have an in-depth knowledge of financial products and markets
  • Understand how to make the best use of super, retirement and tax strategies. 

While it may be possible to look after your finances yourself, it’s worth weighing up the costs of receiving financial advice against the benefits.


Think about whether you have the time, knowledge and desire to put in the amount of effort required to get the most from your money – and whether you’re confident that you’ll achieve the results you want.

Examples of financial advice

No matter where you are in life, the right advice can empower you with the skills, knowledge and confidence to secure a better future. 


A financial adviser can help you: 

  • Set and achieve your financial goals
  • Draw up and stick to a household budget
  • Get a better work-life balance
  • Make the most of your income
  • Create a savings plan
  • Grow your super
  • Pay down your debts faster
  • Build a financial safety net
  • Choose a tax-effective investment strategy
  • Protect your assets and income
  • Plan for and fund a comfortable retirement
  • Navigate aged care options for yourself or a family member
  • Ensure a smooth transfer of wealth to your children or grandchildren. 

A financial adviser acts as your coach and guide – helping you develop a better understanding of financial concepts so you can feel more in control of your future. 


They’ll support you through major financial and life decisions, giving you peace of mind that you’re making the best possible choices.

What's next


What are the different types of advice on offer?

If you want help with one specific issue or your overall financial situation, you can choose a type of advice that suits your goals.


Five signs you may need a financial adviser

Financial advice isn't just for the wealthy or those close to retirement. 

Unleash in ways you never thought possible

Get in touch

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Things you should know

Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments. 


Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at or by calling us on 13 13 36.