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Shape your financial future
Super advice that's personalised for you at no extra cost
Ready to shape a stronger future?
Personal super advice at no extra cost. Understand whether you're on track with simple tailored advice on your super. Designed to give you clarity and control so you can move forward with confidence. Start with a quick digital fact find, followed by a one-on-one consultation with an experienced adviser.
Super advice is limited to your super account and does not replace any advice you may receive from your existing financial adviser.
Why super advice can work for you
Experts within reach
Professional advice designed for members who want to shape a stronger financial future.
Personalised advice
Advice that fits your life, and tailored to your life stage, goals and financial journey.
Peace of mind
Professional advice empowering you to make confident financial decisions.
Your investments choices shape your financial future
Where your super is invested can make a big difference to your retirement outcome. The right investment strategy helps you stay on track and builds confidence about your financial future.
Why reviewing your super regularly matters:
- Maximise growth potential
- Manage risk effectively
- Reduce uncertainty
Simple steps to get super advice
Complete the digital fact find
Log in to your online account and select ‘Get super advice’. Complete the super advice investments module at your own pace.
Consult with one of our advisers
Once you’ve completed the fact find, you'll book in for a consultation with a Colonial First State adviser who will provide tailored recommendations.
Decide if you want to proceed
If you’d like to go ahead with the recommended advice, our financial adviser will help you take any required actions.
Frequently asked questions
Super advice is a form of intrafund advice—simple, personal guidance provided by your super fund about your existing account. It’s designed to help you make informed decisions about your super. Unlike ongoing advice, Super advice is a one-off service focused on specific topics like investment options, contributions, or retirement strategies.
There’s no extra cost to access super advice. It’s included as part of your membership with the FirstChoice fund and funded by the trustee. That means you won’t be charged a separate fee for receiving advice, making it an affordable way to get help with your super.
Advice is provided by qualified Colonial First State advisers. You will start with a digital fact find to answer a few questions related to the topic you want help with. You will hold a one-on-one session with an adviser who will create and present your advice during the meeting, and can support you action your strategy when you're ready. You can access super advice via the “Financial Advice” section on FirstNet Investor.
If your needs go beyond what super advice can offer, your adviser will refer you to another advice solution within Colonial First State—such as one-off advice or comprehensive advice—so you can still get the help you need.
Super Advice by CFS Advice Services: AIL has appointed CFS Advice Services Pty Ltd ABN 52 682 119 651, AFSL 564571 (CFSAS) to provide one-off limited personal advice on specified topics to members of FirstChoice Superannuation Trust who access the Super Advice service. AIL and CFSAS are both members of the Colonial First State group of companies. CFSAS holds a financial services licence to provide personal financial product advice, and its financial advisers act under this licence when providing advice services to members. CFSAS is responsible for financial advice provided to you under the Super Advice service. Before you receive a financial service from CFSAS, you should read the Financial Services Guide (FSG) issued by CFSAS.
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.
Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and FSG carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.