Colonial First State has been helping Australians with their investment, superannuation and retirement needs since 1988.
Everything we do at CFS revolves around one thing – helping our members achieve financial freedom in retirement.
What makes us different
For over 30 years, we’ve been helping Australians work towards a better financial future. Supporting them through their working lives and into a secure, enjoyable retirement. Outside of the Government, we’re one of the largest payers of retirement pensions in Australia.1
Today, we have close to 1 million members who chose CFS for their super, investments or retirement savings. We’re proud to consistently be named amongst the best retail super funds in Australia.2
A lot has changed over the last 30 years, but our focus on aiming to generate competitive returns over the long term for our members remains the same. We aim to provide competitive fees, access to a wide range of investment opportunities from leading Australian and international managers, and access to our award-winning products and services.
But above all else, we offer the freedom of choice to make your own decisions. Every one of our members wants something different from life, and we’re here to help you work towards the future that’s best for you.
Our products and methodology
All our members have different goals for their retirement. That’s why we offer more than 140 investment options for your super, investments or retirement savings so you can choose which ones support the future you’re working towards. From innovative global equity funds to low-risk cash and fixed interest funds, and everything in between. Whatever investment style, asset class or risk profile you’re looking for, you’ll find it with us.
We work with some of the world’s leading investment managers and we also have our own investment experts who specialise in constructing and managing diversified portfolios.
Value of quality advice
Australians can benefit from quality financial advice. Whether you’re just starting out in your career or you’re trying to make the most of your retirement, speaking with a financial adviser today could help put you on the path to enjoy the financial freedom you desire for your future.
We work closely with advisers to help make advice accessible for their clients.
We’ve been making a difference since 1988
Back in 1988 when Colonial First State (CFS) began, wealth management was very different from what it is today. Employer super contributions weren’t compulsory yet, investment options were basic, and most people had to rely on government pension payments to fund their retirement.
We looked different too. Back then, we were part of the State Bank of NSW and were known as First State Fund Managers. Right from the beginning, we sought to make waves with our commitment to competitive performance, high standards of service, and industry-leading innovation.
Through our association with the State Bank of NSW, we can trace our origins all the way back to Campbell’s Bank in 1819 - one of Australia’s first public savings banks. So, you could say we’re a young company with an old soul.
The ‘Colonial’ part of our name is courtesy of Colonial Mutual, after it purchased the State Bank of NSW in 1995 and established the Colonial Group. We’ve been known as Colonial First State since 1998. Following a friendly merger in 2000, we were part of the Commonwealth Bank (CBA) for more than twenty years. In 2021, we separated from CBA and became a standalone business for the first time in our history.
We’ve come a long way over the past 30 years and couldn’t have done it without our team of talented people. Today, we’re one of Australia’s largest and most awarded super and investment providers. With a strong purpose to help more Australians achieve financial freedom – we’re excited about what the future holds. For us, this is only the beginning.
1APRA Superannuation Fund-Level Superannuation Statistics June 2021.
2Winner of Roy Morgan Customer Satisfaction Award (FirstChoice – Major Retail Super Fund of the Year 2020). Winner of Chant West Super Fund Award (FirstChoice Wholesale Super – Best Longevity Product 2021). Winner of Finder Super Fund Award (FirstChoice Wholesale – Best Rated Retail Super Fund 2021).
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Avanteos Superannuation Trust ABN 38 876 896 681 which includes FirstWrap Plus Super and Pension, and is the operator of The Avanteos Wrap Account Service which includes FirstWrap Plus Investments. Colonial First State (CFS) is Superannuation and Investments HoldCo Pty Limited ABN 64 644 660 882 and its subsidiaries which include CFSIL and AIL. The investment performance and the repayment of capital of CFSIL and AIL products is not guaranteed.