Depending on your super account, you may already have insurance.
But you should review your insurance—it may be too much or too little.

  • Speak with a financial adviser to understand differences between holding insurance inside or outside your super.
  • Assess if your needs have changed since you took out your current insurance.
  • Consider if your insurance meets your needs.
  • If you plan to switch insurance providers, you should ensure the replacement cover is in place before cancelling your existing cover. 

We can help you find an adviser, if you don’t have one.

Understanding insurance

Insurance in your super can help financially protect you and your family if something unexpected happens.


Some things you can do now:

Learn about having insurance in your super
How our premiums work
How to choose the right type of cover
Who is the insurance provider?
Insurance in super voluntary code of practice

Manage and claim

We understand you may be going through a difficult time.


Some things you can do now:

Make a claim

Reduce or cancel your cover
Transfer your cover
Apply for more cover

Product Disclosure Statements (PDS) & insurance booklets

Got automatic cover as a FirstChoice Employer Super member?

Got automatic cover as a FirstChoice Employer Super member?

Here's a handy flyer that helps you better understand and compare the automatic insurance cover you received when you joined us through your employer.

Unleash in ways you never thought possible

Get in touch

Get in touch with us online or call us

18 - 20 December 8.30am to 5pm AEST

21 - 22 December, 9am to 3pm AEST

27 - 29 December, 9am to 3pm AEST

2 - 5 January, 8.30am to 5pm AEST

Find a financial adviser

Use our tool to find professional financial advice,

local to you.





Download mobile app

Track your balance and see your 

transactions history from anywhere.





Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.


Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at or by calling us on 13 13 36.