Keep in mind


You need to decide what type and level of cover is best for you. There’s a range of factors that may impact your choice. Explore how to choose the right type of cover.


Before applying, a financial adviser can help you work out an appropriate level of cover. If you don't have one, we can help you find a financial adviser.

What you'll need?

The steps

  1. Fill out a form

    Download, print and complete the insurance application form. 

    If you’re a FirstWrap member, you can get in touch with your financial adviser. 


    Take the time to read and complete each section.


    If you need help filling out the form, get in touch.

  2. Return it to us with one of the options below

    If you’re a FirstChoice member, upload your form through FirstNet, our secure online portal.

    • Firstly, please scan your completed and signed form, plus any attachments.
    • Once you've logged in, navigate to My Account > e-Post a request or upload a scanned form.
    • Then follow the on-screen instructions to upload your documents.

    Alternatively, you can mail the form with attachments to the address on the form.


    You’re all done!

    Once we have received your completed and signed form we will make sure it is processed as quickly as possible.


    You will be contacted if there is any incorrect or incomplete information. Cover is subject to the insurer’s acceptance.

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Get in touch

Get in touch with us online or call us
8:30am to 6pm AEST Monday to Friday.

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Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments. 


The insurance provider is AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIA Australia, the ‘Insurer’). AIA Australia is part of the AIA Group. The respective insurance covers are provided under policies issued to the trustee.


Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at or by calling us on 13 13 36.