We've summarised some key cut off dates for processing end of financial year transactions to help assist you through this period.
Cut off dates
Super to pension transfers (including TTR) within FirstChoice (if first payment is prior to 30 June 2026)* accounts must be funded
10 June 2026 by 3pm
Super to pension (including TTR) within FirstChoice (if first payment is after 30 June 2026)*
29 June 2026 by 3pm
Cash-out Recontribution request if there is no further transaction after, i.e. establishment of Pension or Super*
29 June by 2026 3pm
Cash-out Recontribution request if there is a further transaction for establishment of Pension or Super before June 30th that DOES include an existing Pension account (i.e. Pension or Super is eff 30 June)*
25 June 2026 by 3pm – this is to account for any existing Internal Pensions accounts that might have an IPP/One Off ASF or rebate prior to auto transfer to Pension
Cash-out Recontribution request if there is a further transaction for establishment of Pension or Super before June 30th DOESN’T include an existing Pension account (i.e. Pension or Super is eff 30 June)*
26 June 2026 by 3pm
New pension applications (if first payment is prior to 30 June 2026)* accounts must be funded
11 June 2026
New applications, including pensions (if first payment is after 30 June 2026)* accounts must be funded
30 June 2026 by 3pm
Employer Super Guarantee Cut Off - Please note from 1 July 2026 new Payday Super legislation will apply, for info on these changes please visit Payday Super checklist for employers | Australian Taxation Office
30 June 2026 by 3pm
EFT/BPAY super contribution cut-off*
25 June 2026 by 3pm
Direct Debit Super Contribution cut-off*
30 June 2026 by 3pm
Withdrawals (excluding pension payments)*
30 June 2026 by 3pm
Special conditions period for maturing term deposits*
1 to 9 July 2026
FirstRate Term Deposits
Special conditions for FirstRate Term Deposits from 1 to 9 July 2026:
Due to end of financial year processing, special conditions apply to FirstRate Term Deposits from 1 to 9 July each year.
Maturity date:
FirstRate Term Deposits that would otherwise mature in this period will mature on the business day following 9 July. Your clients will receive interest up to this date.
If your valid transaction is received after 3pm your transaction will be processed the following NSW business day.
* Note: All outstanding requirements and funds must be received before the cut-off date.
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Disclaimer
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.
Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.