CFS Lifestage delivers top MySuper performance over 5 years

The rankings are based on Chant West’s analysis of how our MySuper Lifestage series performed against all other MySuper options across all age groups over one, three and five years to 30 June 2025.

Over one year, our MySuper net returns included:

For FirstChoice members:

• 12.80% Growth – Lifestage 1975-79
• 11.36% Balanced – Lifestage 1965-69

For Essential Super members:

• 12.77% Growth – Lifestage 1975-79
• 11.40% Balanced – Lifestage 1965-69

Over three years, our MySuper annualised net returns^# included:

For FirstChoice members:

• 13.07% Growth – Lifestage 1975-79
• 11.33% Balanced – Lifestage 1965-69

For Essential Super members:

• 13.17% Growth – Lifestage 1975-79
• 11.40% Balanced – Lifestage 1965-69

Over five years, our annualised MySuper net returns^# included:

For FirstChoice members:

• 10.91% Growth – Lifestage 1975-79
• 9.12% Balanced – Lifestage 1965-69

For Essential Super members:

• 10.99% Growth – Lifestage 1975-79
• 9.15% Balanced – Lifestage 1965-69

FirstChoice Wholesale Personal Super has also delivered strong returns for members^#.

Colonial First State Chief Investment Officer Jonathan Armitage said the importance of actively building resilient portfolios to manage risk as market volatility increased could not be overstated.

“Although global and emerging market equities played a significant role in driving returns, our success is underpinned by a diverse range of asset classes. Going forward, diversifying the drivers of returns will remain a key focus,” he said.

Along with industry-leading performance, CFS MySuper members continue to benefit from annual fees that are 11% lower than the super fund average^.

This means more of your money stays invested for your future.

And we are committed to delivering excellent customer service more broadly, including:

• Conducting more than 22,000 retirement guidance calls to members during the 2024-25 financial year.
• Being named by CoreData as the No.2 fund nationally for retirement satisfaction out of nine major super funds^##.
• The second lowest number of complaints per 10,000 members during the 2024-25 financial year among the top 20 super funds, as tracked by the Australian Financial Complaints Authority**.
• Consistently being the fastest super fund to pay insurance death benefits claims, according to a review from the Australian Securities & Investments Commission^^.

We’re also delivering a range of enhanced digital and retirement services via our mobile app and website portal.

And last month we launched Super Advice to provide members with personalised, simple super advice at no extra cost.

“We are absolutely committed to helping to get the right financial advice to those who need it most,” Kelly said.

CFS research found that Australians who receive advice are more than twice as likely to feel financially prepared for retirement and twice as likely to retire at a time of their choosing compared with those who do not receive advice^††.

Contact our guidance team for general information about your super or investments mix. We can also help connect you with the right financial advice to suit your needs. Make a time to talk