The fund your employer trusts to help you achieve financial freedom.
We’re here to help you achieve your financial goals by focusing on strong performance¹ and offering a wide range of investment choice.
We're committed to keeping our fees low. Our FirstChoice Employer Super fees are lower than the super fund average.²
We make it easy and affordable to financially protect what matters the most through our flexible insurance in your super.
FirstChoice Employer Super is designed to support you throughout your working life. Our CFS Lifestage option adjusts your investment mix as you age to help keep your investment appropriate for you. It is set as the default option. If you would like more control, you can choose from a range of other investment options to suit your goals.
The CFS App makes it easy to stay on top of your super and investments, wherever you are.
Take the complexity out of super, investments and retirement with easy-to-understand topics and practical tips. Explore articles, videos and webinars designed to help you feel confident about your financial future.
Get in touch with us online or call us 8:30am to 6pm (Sydney time) Monday to Friday.
Our dedicated team can help you choose from a range of different financial advice options.
Track your balance and see your transaction history from anywhere.
* Chant West MySuper Performance Outcomes Survey for FY25. CFS was recognised by Chant West as having delivered the two highest overall investment outcomes to 30 June 2025 over 1, 3 and 5 years compared with all other MySuper products when aggregating the experience of all age cohorts.
¹ Past performance is not a reliable indicator of future performance. CFS MySuperLifestage is a top performer over 1, 3 and 5 years for growth and balanced options based on the SuperRatings Fund Crediting Rate Survey 30 September 2025. Returns greater than one year are annualised and are net of fees and costs (excludes member fees).
² Source: Chant West Super Fund Fee Survey September 2025 for MySuper products based on the FirstChoice Employer Super Lifestage 1965-69 option for a member balance of $50,000. Fees may vary for different age cohorts.
Disclaimer
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.
The insurance provider is AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIA Australia, the ‘Insurer’). AIA Australia is part of the AIA Group. The respective insurance covers are provided under policies issued to the trustee.
Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.