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Investing made simple

Start investing with as little as $1,000

Our investment experts do the hard work for you

Start with $1000 and turn on a regular investment plan

Start with $1000 and turn on a regular investment plan

Let the best investment minds manage your money

Let the best investment minds manage your money

Access your money whenever you need it

Access your money whenever you need it

Discover some of our high performing options and start investing

FirstRate Cash

FirstRate Cash

Since inception (Nov 2022)

 

4.41% p.a.1

 

since inception

Short term investing

Cash solutions

Access our expertly built range of flexible, low-risk cash solutions.

 

Explore some of our top performing options:

 

• FirstRate Cash

• CFS Enhanced Cash

• Acadian Defensive Income

Medium-long term investing

ETF Exposure Series

Invest in the market or industry of your choice through a wide range of low-cost and easy to manage funds.

 

Explore some of our top performing options:

 

• CFS ETF Exposure Series – US Shares

• CFS ETF Exposure Series – Physical Gold

• CFS ETF Exposure Series – All-World Ex-US Shares

CFS ETF Exposure Series – US Shares

CFS ETF Exposure Series – US Shares

Since inception  (Nov 2022)

 

23.57% p.a.2

 

since inception

First Sentier Imputation

First Sentier Imputation

Since inception (Jan 1994) 

 

10.74% p.a.3

 

since inception

Medium-long term investing

Australian shares

Leverage the institutional strength of CFS and let our experts invest in the Australian share market.

 

Explore some of our top performing options:

 

• First Sentier Imputation

• CFS Australian Small Companies

• Lazard Select Australian Equity

Medium-long term investing

Global shares

Get the worlds leading investment minds investing for you in global shares.

 

Explore some of our top performing options:

 

• Baillie Gifford Long Term Global Growth

• MFS Global Equity

• CFS Index Global Share

Baillie Gifford Long Term Global Growth

Baillie Gifford Long Term Global Growth

Since inception (Oct 2018)

 

14.41% p.a.4

 

since inception

CFS Geared Share

CFS Geared Share

Since inception (Aug 1997) 

 

14.21% p.a.5

 

since inception

Medium-long term investing

High growth

Access high-growth options from Australia’s gearing leaders.

 

Explore some of our top performing options:

 

• CFS Geared Share

• CFS Geared Index Australian Share

• CFS Geared Index Global Share

Medium-long term investing

Property

Access listed property with our expert investors

 

Explore some of our top performing options:

 

• CFS Global Infrastructure Securities

• CFS Global Property Securities

• CFS Property Securities

CFS Global Infrastructure Securities

CFS Global Infrastructure Securities

Since inception (Mar 2006) 

 

7.30% p.a.6

 

since inception

CFS Thrive+ Sustainable Growth

CFS Thrive+ Sustainable Growth

Since inception (Nov 2022)

 

11.71% p.a.7

 

since inception

Medium-long term investing

Sustainability

Invest for a healthier, fairer planet without sacrificing returns.

 

Explore some of our top performing options:

 

• CFS Thrive+ Sustainable Growth

• Stewart Investors Worldwide Sustainability

• Alphinity Sustainable Share

Medium-long term investing

Diversification

Access diversified investments to reduce your risk

 

Explore some of our top performing options:

 

• CFS Enhanced Index Balanced

• CFS Balanced

• CFS Index Balanced

CFS Enhanced Index Balanced

CFS Enhanced Index Balanced

Since inception (Jun 2009) 

 

8.23% p.a.8

 

since inception

Tap into the brainpower of the best investment minds

Meet our CIO Jonathan Armitage and his expert team 

 

“How we make money in the next decade will be different to how we made money in the last 20 years.”

Unleash the investor inside you

You’re in the driver’s seat

You’re in the driver’s seat

Choose from over 180  ready-made funds tailored to the risk level and timeframe that suits you.

 

 


 

You’re always in control

You’re always in control

Move with the market and access your money anytime.
 

 

 

 

We deliver strong, long-term performance

We deliver strong, long-term performance

 

 

 

 

 

Awards (almost as impressive as our returns)

Money magazine

Best of the Best

2024

 

Highest Super Performer - FirstChoice Employer - CFS Geared Share Select

Money magazine

Best of the Best

2024

 

Best Fixed Interest Pension Product

- FirstChoice Wholesale Pension - First Sentier Global Credit Income

Money magazine

Best of the Best

2024

 

Highest Pension Performer - FirstChoice Wholesale Pension - CFS Geared Share 

Giving you investment choice and flexibility

Know a good opportunity when you see one?

Plan, compare and pick your next investments with our Funds and Performance tool.

Unleash in ways you never thought possible

Get in touch

Get in touch with us online or call us
8:30am to 6pm AEST Monday to Friday.

Find a financial adviser

Use our tool to find professional financial advice,

local to you.

Download mobile app

Track your balance and see your 


transactions history from anywhere.

Important information to consider

The numbered footnotes below must be read with the corresponding returns above.

 

1 The CFS risk measure for FirstRate Cash is Very Low. No minimum suggested timeframe to hold investments. 

 

2 The CFS risk measure for CFS ETF Exposure Series – US Shares is Very High. Minimum suggested timeframe to hold investments is at least 7 years.

 

3 The CFS risk measure for First Sentier Imputation is Very High. Minimum suggested timeframe to hold investments is at least 7 years.

 

4 The CFS risk measure for Baillie Gifford Long Term Global Growth is Very High. Minimum suggested timeframe to hold investments is at least 7 years. 

 

5 The CFS risk measure for CFS Geared Share is Very High. While the gearing can magnify gains, it will always magnify losses. Minimum suggested timeframe to hold investments is at least 7 years.

 

6 The CFS risk measure for CFS Global Infrastructure Securities is Very High. Minimum suggested timeframe to hold investments is at least 7 years.

 

7 The CFS risk measure for CFS Thrive+ Sustainable Growth is High. Minimum suggested timeframe to hold investments is at least 5 years. 

 

8 The CFS risk measure for CFS Enhanced Index Balanced is High. Minimum suggested timeframe to hold investments is at least 5 years.

 

Returns are for FirstChoice Wholesale Investments portfolios as at 31 December 2023, calculated on a cumulative year-on-year basis which are then annualised. Returns are after ongoing fees and expenses.  Investment returns and capital repayment are not guaranteed. Past performance is not indicative of future performance. For more Cash options, visit our Funds & Performance tool. Consider the relevant Product Disclosure Statement and Target Market Determinations before making an investment decision.

 

Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.

 

Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.