Open a flexible and tax-effective account-based pension using super from an existing CFS FirstChoice super account. If you have multiple super accounts, you can also bring additional super into your new pension.

Pay $0 tax

Unlike super, you won’t pay any tax on your investment earnings. With these tax benefits, you can enjoy more retirement income. 

Enjoy flexible, reliable income

Choose how much you get paid each year, and how often. You can restructure your payment schedule any time you like.

Keep generating investment growth

Let your super work for you when you retire by turning it into a tax-free income stream.

Do you have a CFS super account?

I have super with CFS and I'd like to open an account-based pension.

I'd like to open an account-based pension with the super I hold outside of CFS.

Our passion for performance and service is why we're one of the most consistently awarded pension providers in Australia


Money magazine has announced us as 'Best of the 2024' Best Fixed Interest Pension Product – FirstChoice Wholesale pension – First Sentier Global Credit Home.

Unleash in ways you never thought possible

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Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products.


Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at or by calling us on 13 13 36.