When can I retire?
Your super savings are intended to help fund your lifestyle in retirement, so the government puts restrictions on when you can access them.
'CFS had the highest score for customers’ confidence and comfort about their retirement savings'.*
We’ve paid more retirement income than anyone outside of the Australian government.
Our Australian- based call centre answers most calls within 10 seconds.
For every stage of your retirement, we’re here to help
Thinking about retirement
33% of Aussies worry they don’t have enough to retire.
Over 3,000 people use our retirement calculator every month.
Making retirement happen
There are seven watch outs for people transitioning to retirement.
We can help you understand these and work with you to avoid paying excessive tax on your retirement savings.
Making the most of retirement
The financial regulations and limits around retirement change almost every year.
We’ll keep you updated so you can make the most of your retirement.
It’s nice to know you have choices in retirement
Did you know you can turn your super into a regular retirement income?
It’s called an account-based pension
Did you know there's an investment that pays you a guaranteed regular income over a fixed period or a lifetime?
It’s called an annuity
Did you know you could access your super before you actually retire?
It’s called a transition to retirement pension also known as TTR.
CFS can support you no matter what stage you’re at
Learn more about
Learn more about
Have confidence that you’re with the best
Canstar
Winner - Provider of the Year
Managed Funds 2019 - 2022
Money Magazine
Best of the Best 2022
Highest Super Performer - Best Super
Performer for the FirstChoice Wholesale
Personal Super - First Sentier Wholesale
Geared Share product
Wealth Insights
Winner - FirstChoice ranked #1
in Value for Money 2022
Unleash in ways you never thought possible
Get in touch
Get in touch with us online or call us
18 - 20 December 8.30am to 5pm AEST
21 - 22 December, 9am to 3pm AEST
27 - 29 December, 9am to 3pm AEST
2 - 5 January, 8.30am to 5pm AEST
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Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.
Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.