A typical exam

Depending on the amount, and the options you've invested in, your account balance will typically be affected by a range of fees and costs.


This table gives you an outline for one of our popular super options. We’re assuming you have $50,000 in your account. 


These figures are inclusive of the net effect of GST and any related GST credits. This does not take into account any entitlement to portfolio rebates which may reduce the fees and costs of your investments.


1The fees and costs are estimates based on the costs incured in the previous financial year


2Performance fees may also be payable on some options 


Remember, this table is just an example, and it gives you an idea of the fees and costs which can apply. 


In practice, how much you pay will depend on which investment option you’ve chosen, and your account balance. It will also depend on whether any buy/sell spreads are incurred.

What if my super is with FirstWrap?

FirstWrap is our versatile investment platform, available only through a financial adviser. If you’re a FirstWrap investor, you’ll be charged differently.


For example, administration costs are tiered, and a buy/sell spread is applied as an indirect cost. For details, please contact your adviser.

Where can I find out more?

Before you make any decisions, please read your Product Disclosure Statement (PDS).


To see details of fees and costs you’re paying, refer to your statement online or use our handy Mobile App.

Mobile app not yet available for FirstWrap members

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Things you should know

Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments. 


Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at  https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.