Discover the answers to commonly asked questions regarding investments.

What's an investment holding?

The value of your super can be affected by fees and other costs. So it’s important to understand what you can expect to pay. 

Types of investment holdings

Investments are grouped into different categories. These are known as asset types. Asset types include shares, fixed income, property, infrastructure and alternatives.

Make a withdrawal from your investments account

This could be a great option if you need a lump sum of money to cover a big purchase, holiday or unexpected expense.

What is an unrealised Capital Gains Tax (CGT) statement?

If the value of your investments have increased over time, you may want to understand the potential tax you would pay. 

Who is a Growth Manager and what do they do?

Growth managers focus on companies that have the capacity to grow their earnings over time, have strong balance sheets and a manageable level of debt.

What are the basic steps to investing?

Setting clear goals with achievable targets is the first step in the planning process.


What is a core manager?

Core, Style Neutral or GARP managers seek to exploit the differences between market price and investment value, but do not follow a particular style.

What is a Value manager?

Value managers focus less on earnings and more on a company’s price.


What are the main asset classes?

An asset class is really just a type of investment. The main asset classes that people refer to are cash, fixed. 

How do indices help measure performance?

Indices are a way of measuring a particular market and can help you compare, or benchmark, how your investments are performing.


How do I choose an investment option?

When it comes to choosing an investment option when you join a fund, as well as having a basic understanding of asset classes, there are several key questions you should ask yourself.

What is a fund manager’s investment ‘style’?

'Style’ can be described as a fund manager’s investment philosophy in relation to the companies it chooses to invest in, and the process by which those investment decisions are made.

Useful tools


Budget Tool

If you’re planning your financial future, a great place to start is to understand where you are today.


Retirement Calculator

Quickly and easily estimate how much super you may have in retirement and how much you may need.


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Things you should know

Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.


Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at or by calling us on 13 13 36.