The value of your super can be affected by fees and other costs. So it’s important to understand what you can expect to pay.
Investments are grouped into different categories. These are known as asset types. Asset types include shares, fixed income, property, infrastructure and alternatives.
This could be a great option if you need a lump sum of money to cover a big purchase, holiday or unexpected expense.
If the value of your investments have increased over time, you may want to understand the potential tax you would pay.
Growth managers focus on companies that have the capacity to grow their earnings over time, have strong balance sheets and a manageable level of debt.
Setting clear goals with achievable targets is the first step in the planning process.
Core, Style Neutral or GARP managers seek to exploit the differences between market price and investment value, but do not follow a particular style.
An asset class is really just a type of investment. The main asset classes that people refer to are cash, fixed.
Indices are a way of measuring a particular market and can help you compare, or benchmark, how your investments are performing.
When it comes to choosing an investment option when you join a fund, as well as having a basic understanding of asset classes, there are several key questions you should ask yourself.
'Style’ can be described as a fund manager’s investment philosophy in relation to the companies it chooses to invest in, and the process by which those investment decisions are made.
If you’re planning your financial future, a great place to start is to understand where you are today.
Quickly and easily estimate how much super you may have in retirement and how much you may need.
Call us or talk to an adviser about your Super needs today.
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Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.
Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.