Frequently Asked Questions

The value of your super can be affected by fees and other costs. So it’s important to understand what you can expect to pay. 

Investments are grouped into different categories. These are known as asset types. Asset types include shares, fixed income, property, infrastructure and alternatives.

This could be a great option if you need a lump sum of money to cover a big purchase, holiday or unexpected expense.
 

If the value of your investments have increased over time, you may want to understand the potential tax you would pay. 

Growth managers focus on companies that have the capacity to grow their earnings over time, have strong balance sheets and a manageable level of debt.

Setting clear goals with achievable targets is the first step in the planning process.

 

Core, Style Neutral or GARP managers seek to exploit the differences between market price and investment value, but do not follow a particular style.

Value managers focus less on earnings and more on a company’s price.

 

An asset class is really just a type of investment. The main asset classes that people refer to are cash, fixed. 

Indices are a way of measuring a particular market and can help you compare, or benchmark, how your investments are performing.

 

When it comes to choosing an investment option when you join a fund, as well as having a basic understanding of asset classes, there are several key questions you should ask yourself.
 

'Style’ can be described as a fund manager’s investment philosophy in relation to the companies it chooses to invest in, and the process by which those investment decisions are made.