All rates/returns are net of fees and costs but before taxes. All management fees and costs and administration fees disclosed include the net effect of GST and any related GST credits.
^ This interest rate does not include a deduction for the tax payable by the super fund on earnings, currently up to 15%. For example, if the interest rate quoted above is 1.00%,your investment should earn at least 0.85%. There is no tax payable on earnings in the pension phase.
1 Available in FirstChoice Wholesale Investments only. Investment returns and capital repayment are not guaranteed. The target return rate is indicative and based on the underlying deposit interest rate less the management fee and cost. The actual return may vary to this rate and will fluctuate over time as a result of aggregate net daily deposits and redemptions. For actual returns, please visit the fund profile. The target return may change without notice if there are changes in the Reserve Bank of Australian Official Cash Rate and/or the interest rate we receive and/or changes in the management fee and cost.
2 Available in FirstChoice Wholesale Super, FirstChoice Wholesale Pension and FirstChoice Employer Super only.
3 Available in FirstChoice Wholesale Super and FirstChoice Wholesale Pension only.
4 For FirstRate Wholesale Term Deposits only, rates are for both annual and monthly payment options. Interest rates are usually updated weekly on a Monday, and are subject to change without notice. The rate received on a new term deposit at maturity may vary from current interest rates.