We’ve made it easy for you to top up your investments with a variety of payment options.

EFT or Direct Credit

  1. Login to your bank’s website and select the option to transfer funds

  2. Enter the BSB 062-778

  3. Enter the last 9 digits of your account number (found in the top right corner of your statement) eg if your account number is 0100 1234 5678 then enter 012345678

  4. In the “to account” name box, enter your full name - first name followed by surname eg Julia Smith

  5. For superannuation products, enter the contribution type code (found below) into the description field. Eg If you are making a personal contribution you would enter “MV” in the description field.

The most common types of contributions you can make are:

Contribution Type
Contribution Type
Personal contributions – if you add to your super
Personal contributions – if you add to your super


Contribution Type
Spouse contribution - made by your spouse to your account
Spouse contribution - made by your spouse to your account


Important information – If you have a superannuation account and you don't enter one of the contribution codes in the EFT description field, then the SG contribution code will be used which attracts a 15% tax. Only one contribution code can be used per direct credit payment.For managed funds, no description is required.

Note: All employers must pay their employees' superannuation contributions via SuperStream. BPAY alone doesn't meet a compliant SuperStream transaction. The money to pay superannuation contributions and data to instruct the payment must be sent electronically in a standard format to comply with SuperStream. That could be via FirstNet Employer (for employers with a FirstChoice Employer Super plan), CBA’s NetBank – in the Superannuation hub (for employers who use Essential Super), or through a SuperStream compliant payroll system or clearing house.

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8:30am – 6pm AEST Monday to Friday.

Contact us    Call 13 13 36

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Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.


Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at  https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.