What are the steps to investing?
Our investments team shares five basic steps to investing to get you started.
Our investment experts do the hard work for you
Start with $1000 and turn on a regular investment plan
Let the best investment minds manage your money
Access your money whenever you need it
Discover some of our high performing options and start investing
Cash solutions
Short term investing
Access our expertly built range of flexible, low-risk cash solutions.
Explore some of our top performing options:
• FirstRate Cash
• CFS Enhanced Cash
• Acadian Defensive Income
Medium-Long Term Investing
ETFs
Invest in the market or industry of your choice through a wide range of low-cost and easy to manage funds.
Explore some of our top performing options:
• CFS ETF Exposure Series – US Shares
• CFS ETF Exposure Series – Physical Gold
• CFS ETF Exposure Series – All-World Ex-US Shares
CFS ETF Exposure Series – US Shares
Since inception (Nov 2022)
25.93% p.a.2
as at 29 February 2024
Australian shares
Medium-long term investing
Leverage the institutional strength of CFS and let our experts invest in the Australian share market.
Explore some of our top performing options:
• First Sentier Imputation
• CFS Australian Small Companies
• Lazard Select Australian Equity
Medium-Long Term Investing
Global shares
Get the worlds leading investment minds investing for you in global shares.
Explore some of our top performing options:
• Baillie Gifford Long Term Global Growth
• MFS Global Equity
• CFS Index Global Share
Baillie Gifford Long Term Global Growth
Since inception (Oct 2018)
16.24% p.a.4
as at 29 February 2024
High growth
Medium-long term investing
Access high-growth options from Australia’s gearing leaders.
Explore some of our top performing options:
• CFS Geared Share
• CFS Geared Index Australian Share
• CFS Geared Index Global Share
Medium-Long Term Investing
Property
Access listed property with our expert investors
Explore some of our top performing options:
• CFS Global Infrastructure Securities
• CFS Global Property Securities
• CFS Property Securities
CFS Global Infrastructure Securities
Since inception (Mar 2006)
7.29% p.a.6
as at 29 February 2024
CFS Thrive+ Sustainable Growth
Since inception (Nov 2022)
15.31% p.a.7
as at 29 February 2024
Sustainability
Medium-long term investing
Invest for a healthier, fairer planet without sacrificing returns.
Explore some of our top performing options:
• CFS Thrive+ Sustainable Growth
• Stewart Investors Worldwide Sustainability
• Alphinity Sustainable Share
Medium-Long Term Investing
Diversification
Access diversified investments to reduce your risk
Explore some of our top performing options:
• CFS Enhanced Index Balanced
• CFS Balanced
• CFS Index Balanced
CFS Enhanced Index Balanced
Since inception (Jun 2009)
8.33% p.a.8
as at 29 February 2024
Tap into the brainpower of the best investment minds
Unleash the investor inside you
You’re in the driver’s seat
Choose from over 180 ready-made funds tailored to the risk level and timeframe that suits you.
You’re always in control
Move with the market and access your money anytime.
We deliver strong, long-term performance
Awards (almost as impressive as our returns)
Money magazine
Best of the Best
2024
Highest Super Performer - FirstChoice Employer - CFS Geared Share Select
Money magazine
Best of the Best
2024
Best Fixed Interest Pension Product
- FirstChoice Wholesale Pension - First Sentier Global Credit Income
Money magazine
Best of the Best
2024
Highest Pension Performer - FirstChoice Wholesale Pension - CFS Geared Share
Giving you investment choice and flexibility
Learn more about
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Know a good opportunity when you see one?
Plan, compare and pick your next investments with our Funds and Performance tool.
Unleash in ways you never thought possible
Get in touch
Get in touch with us online or call us
8:30am to 6pm AEST Monday to Friday.
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Use our tool to find professional financial advice,
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transactions history from anywhere.
Important information to consider
The numbered footnotes below must be read with the corresponding returns above.
1 The CFS risk measure for FirstRate Cash is Very Low. No minimum suggested timeframe to hold investments.
2 The CFS risk measure for CFS ETF Exposure Series – US Shares is Very High. Minimum suggested timeframe to hold investments is at least 7 years.
3 The CFS risk measure for First Sentier Imputation is Very High. Minimum suggested timeframe to hold investments is at least 7 years.
4 The CFS risk measure for Baillie Gifford Long Term Global Growth is Very High. Minimum suggested timeframe to hold investments is at least 7 years.
5 The CFS risk measure for CFS Geared Share is Very High. While the gearing can magnify gains, it will always magnify losses. Minimum suggested timeframe to hold investments is at least 7 years.
6 The CFS risk measure for CFS Global Infrastructure Securities is Very High. Minimum suggested timeframe to hold investments is at least 7 years.
7 The CFS risk measure for CFS Thrive+ Sustainable Growth is High. Minimum suggested timeframe to hold investments is at least 5 years.
8 The CFS risk measure for CFS Enhanced Index Balanced is High. Minimum suggested timeframe to hold investments is at least 5 years.
Returns are for FirstChoice Wholesale Investments portfolios calculated on a cumulative year-on-year basis which are then annualised. Returns are after ongoing fees and expenses. Investment returns and capital repayment are not guaranteed. Past performance is not indicative of future performance. For more Cash options, visit our Funds & Performance tool. Consider the relevant Product Disclosure Statement and Target Market Determinations before making an investment decision.
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.
Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.