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Delivering better outcomes to members

From 15 June 2020, we’re removing insurance commission from FirstChoice Wholesale Personal Super accounts opened before 11 June 2013.

This means from 15 June 2020 these insurance commissions will cease and your clients’ future insurance premium will be reduced by up to 22%.

This change will take place automatically and your clients’ will be able to see their new premium amount by checking their statement, logging on to FirstNet or calling us.

If your clients’ account was opened on or from 11 June 2013, they would not be paying insurance commission and there will be no change to their premiums.

Communicating to your clients

For FirstChoice Wholesale, we’ll write to your impacted clients from April 2020 to advise them of these changes. We’ll provide you with a copy of the communication before we send it to members.

For more information about these changes, please refer to the member letter and flyers below..

Other products


Adviser Use Only

Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the issuer of FirstChoice Personal Super, FirstChoice Wholesale Personal Super, FirstChoice Pension, FirstChoice Wholesale Pension, FirstChoice Employer Super offered from the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557. It also issues interests in the Rollover & Superannuation Fund (ROSCO) and Personal Pension Plan (PPP) offered from the Colonial First State Rollover & Superannuation Fund ABN 88 854 638 840. CFSIL also issues interests in products made available under FirstChoice Investments and FirstChoice Wholesale Investments. The investment performance and the repayment of capital of CFSIL products is not guaranteed.

Avanteos Investments Limited ABN 20 096 259 979, AFS Licence 245531 (AIL) is the trustee of the Avanteos Superannuation Trust ABN 38 876 896 681 which includes FirstWrap Plus Super and Pension, and is the operator of The Avanteos Wrap Account Service which includes FirstWrap Plus Investments. The investment performance and the repayment of capital of AIL products is not guaranteed.

This is based on the understanding of current regulatory requirements and laws as at the date of publication. While all care has been taken in the preparation of this document (using sources believed to be reliable and accurate), to the maximum extent permitted by law, no person including CFSIL and AIL, accepts responsibility for any loss suffered by any person arising from reliance on this information. This document contains general information strictly for adviser use only and is not to be handed to any investor. It does not take into account any person’s individual objectives, financial situation, needs or taxation circumstances. The Target Market Determinations (TMD) for our financial products can be found at and include a description of who a financial product is appropriate for. You should read the relevant Product Disclosure Statement (PDS), Financial Services Guide (FSG) or Investor Directed Portfolio Service Guide (IDPS Guide) before making any recommendations. Investors should read the relevant PDS, FSG or IDPS Guide before making an investment decision and consider talking to a financial adviser. Investors can obtain FirstChoice PDSs and the FSG from or by calling 13 13 36 and FirstWrap PDSs, FSGs and IDPSs from their adviser or

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