Are interest rates about to rise?
After a long period of record low interest rates in Australia, they're predicted to start rising as soon as this year. What would an interest rate rise mean for you?
By understanding the warning signs of elder financial abuse and preparing your clients for the future, you can help them protect their financial assets. We’ve put together some resources you can use with your ageing clients to educate them about financial abuse and explain how they can keep their finances safe.
The main asset classes that people refer to are shares, property, infrastructure, fixed interest and cash. Each have different levels of risk and return – the main criteria by which investors generally choose what they invest in. Understanding what to expect from the different asset classes will help you decide which types of investments best suit your needs and investment timeframe.
Recently, unlisted infrastructure and property investments have been in the news, with some super funds revaluing assets in response to Coronavirus. So why do super funds invest in infrastructure and property, and what’s the difference between listed and unlisted assets?
At times when market volatility is high we are sometimes asked by members ‘What is Colonial First State doing to protect my money?’ This fact sheet sets out how your super, pension or investments (your money) is invested and the things to consider before making a decision.
Information on this webpage is provided by Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) and Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL). It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the Target Market Determinations (TMD) for our financial products at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the Financial Services Guide (FSG) available online for information about our services. This information is based on current requirements and laws as at the date of publication.
Tax considerations are general and based on present tax laws and may be subject to change. You should seek independent, professional tax advice before making any decision based on this information.
AIL and CFSIL are not registered tax (financial) advisers under the Tax Agent Services Act 2009 and you should seek tax advice from a registered tax agent or a registered tax (financial) adviser if you intend to rely on this information to satisfy the liabilities or obligations or claim entitlements that arise under a tax law.