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Not your average super fund


Strong performance

Strong performance

Over the last 10 years, more than 10 of our investment options delivered annualised double-digit returns.*

Low fees

Low fees

We offer 40% lower admin fees than the industry super average.^

 

We make it simple

We make it simple

Consolidate your super in minutes, save on fees and help your money grow.

 

Download our mobile app

Check your balance, review your insurance, update your personal details and get tips for managing your account.

Freeing you from financial complexity. That’s our mission.

How can we help you achieve yours?

We’re trusted by millions

We’re trusted by millions

We’ve helped over 3 million Australians and counting.

We keep it simple

We keep it simple

Removing complexity to make investing even simpler.   

We help you find the right choice

We help you find the right choice

The right investments for your life stage and circumstances.

Thrive+

Good for people, planet and policy.


Average isn’t trusted by millions.

We’ve helped over 3 million Australians, and counting

Over 30 years of investment experience

Over 30 years of investment experience

Our Australian call centre has been rated 9/10 by our customers in 2023

Our Australian call centre has been rated 9/10 by our customers in 2023

Over $140 billion of funds under management

Over $140 billion of funds under management

Average doesn't win awards

Canstar

Winner - Provider of the Year
Managed Funds 2019 - 2022

Money Magazine

Best of the Best 2022

Highest Super Performer - Best Super
Performer for the FirstChoice Wholesale
Personal Super - First Sentier Wholesale
Geared Share product

Wealth Insights

Winner - FirstChoice ranked #1 

in Value for Money 2022

Helping you get the most from your super at every stage of life

From simple to sophisticated, we have a super solution for you

Personal super

FirstChoice Super gives you simple control with options for any life stage and goals.

Self-managed super

Our range of professionally managed funds are an effective way to diversify your self-managed super fund investments.

Employer super

FirstChoice Employer Super is designed to give you everything you need to feel confident about super.

Simple tools. Smart resources.

Grow your super faster

Grow your super faster

 

Discover the ways you can make extra contributions. You might even enjoy a few tax benefits long the way.

Level up with advice

Level up with advice

 

We recommend speaking to an adviser to help you identify and achieve your financial goals.

 

Knowledge is power

Knowledge is power

 

We work hard to keep you up to date with the latest market news and insights.

Unleash in ways you never thought possible

Get in touch

Get in touch with us online or call us

18 - 20 December 8.30am to 5pm AEST

21 - 22 December, 9am to 3pm AEST

27 - 29 December, 9am to 3pm AEST

2 - 5 January, 8.30am to 5pm AEST

Find a financial adviser

Use our tool to find professional financial advice,

local to you.

 

 

 

 

Download mobile app

Track your balance and see your 


transactions history from anywhere.

 

 

 

 

Past performance is not an indicator of future performance for this option or any other option available from Colonial First State.

 

*Applies to only a subset of options in FirstChoice Wholesales Personal Super Returns are calculated on a cumulative year-on-year basis which are then annualised. Calculations are based on exit price to exit price after ongoing fees and expenses and net of superannuation earnings taxes. The Target Market Determinations (TMD) for our financial products can be found at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment.

 

^ Administration fees and costs are compared based on FirstChoice Wholesale Personal Super options (excluding FirstRate options) for a member balance of $50,000, effective 22 May 2023. It does not take into consideration investment fees and costs or transaction costs. Please see the PDS for these fees and costs.
 
Super Fund Average is based on the Chant West Super Fund Fee Survey at 30 June 2023 that compares average fees by segments and across four investment risk categories. The segments are made up of Industry Funds, Public Sector Funds, Corporate Stand-Alone Funds, Corporate Master Trusts, Retail Master Trusts & Core Wraps and Wrap Accounts. Investment risk categories are made up of Conservative, Balanced, Growth and High Growth.
 
Chart constructed by CFS using data sourced from the Chant West Super Fund Fee Survey, effective 30 June 2023 and is based on information provided to Chant West by third parties, that is believed accurate at the time of publication. Fees may change in the future which may affect the outcome of the comparison. Chant West may make adjustments to fees and costs for comparison purposes and therefore data may vary to other published materials.

 

Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.

 

Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at  https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.