Log in: Simply log in to your super account via FirstNet or the CFS mobile app and choose 'Consolidate my super' or tap 'Grow my super' then 'Consolidate super'
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Find your lost super and secure your future
Did you know there's approximately $17.8 billion in lost and unclaimed super in Australia?*
Why combine multiple super accounts?
Keep your hard-earned dollars
Stop multiple account fees from draining your balance. Combine your super into a single fund to pay less on admin and keep your savings invested.
Maximise your super investment
With less money spent on fees and more staying in your super, you'll have a bigger base to benefit from when there's strong performance.
Stay in control of your super
It's easy to keep track of your super when it's combined into a single account. See how your super is performing in the CFS app.
How to combine super accounts
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Verify: We’ll ask you a few verification questions to perform the search for your super. We'll also need to verify your identity so have your Australian driver’s licence, passport, visa or Centrelink and Medicare card handy.**
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Search: We'll use the ATO's SuperMatch service to search for any lost or other super you may have.
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Combine: If we find any super under your name, you can combine your super accounts with a click of a button.
Things to check before you combine your super
Make sure the account you're keeping has enough cover to meet your needs. You can check which insurances are attached to your CFS account through FirstNet.
If your employer contributions are currently going to an account you want to close, you’ll need to let your employer know where they should go from now on. Need to bring your super to your FirstChoice account? Use the CFS Super Choice - Fund Nomination form.
You’ll need to change any salary sacrifice or regular direct debits, so they go into the super account you’re keeping open. Speak to your employer or bank to sort this out.
It’s best to speak to a financial adviser before combining your accounts to ensure you’re across all the implications. You can use Find an Adviser if you don’t already have one.
We're here to help
Get in touch
Get in touch with us online or call us
8:30am to 6pm AEST Monday to Friday.
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Our dedicated team can help you choose from a range of different financial advice options.
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Past performance is not a reliable indicator of future performance.
**Please refer to the CFS Privacy Policy for more information about how your personal information is collected, used and shared.
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL, trustee) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of the FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.
The insurance provider is AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIA Australia). AIA Australia is part of the AIA Group. The respective insurance covers are provided under policies issued to the trustee.
Tax considerations are general and based on present tax laws and may be subject to change. You should seek independent, professional tax advice before making any decision based on this information.
AIL and CFSIL are not registered tax (financial) advisers under the Tax Agent Services Act 2009 and you should seek tax advice from a registered tax agent or a registered tax (financial) adviser if you intend to rely on this information to satisfy the liabilities or obligations or claim entitlements that arise under a tax law.
Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS, TMD and FSG at www.cfs.com.au or by calling us on 13 13 36.