FirstChoice Investments give you access to a diverse range of managed funds through simple, straightforward options that provide you with exceptional value and investment expertise.

What you need to know? 


Each investment option contains a mix of different assets and risk rating. This helps you create an investment mix that’s right for your individual needs. 


Find a fund


If you need to keep a portion of your investment in cash, you can keep it growing along with your other investments by using FirstRate deposit choices. These offer:

  • Competitive interest rates
  • No ongoing management fees
  • The reassurance that your money is deposited with one of Australia’s leading financial institutions, Commonwealth Bank of Australia. 

There are several options available including 

  • FirstRate Investment Deposits
  • FirstRate Saver
  • FirstRate Term Deposits

Current interest rates


Review the relevant Product Disclosure Statement (PDS) for more information on the potential risk and return for each option. If you want to know more about the Target Market for the Product, you can check the Target Market Determination, which will describe for whom this product is suitable.

The value of FirstChoice Investments 


Investing with FirstChoice provides you with excellent service and choice at a reasonable cost. Our competitive fee structure is designed to maximise value for your investment, keeping more of your money growing in your account. 


Please review the Product Disclosure Statement (PDS) which shows fees and other costs that you may be charged. It’s important that you understand these costs, including when they may be charged and the impact they may have on your investments. 


These fees and other costs may be deducted from your money, from the returns on your investment or from the assets of the superannuation entity as a whole.


Other fees, such as activity fees, advice fees for personal advice and insurance fees, may also be charged, but these will depend on the nature of the activity, advice or insurance chosen by you.


Fee details 


Understanding fees

Flexible investment structures


FirstChoice Investment options allow you to choose from pre-mixed multi-manager portfolios or single manager options that allow you to build a portfolio that meets your specific requirements and risk appetite. 


You can choose one option or a combination of different options, transferring your money into other options at any time. 


When you invest with FirstChoice Investments, your money is combined with other investors in a managed investment scheme. We may invest directly or indirectly in other managed investment schemes managed by us to gain exposure and administrative efficiencies. 

What's next


How to invest for your future?

Learn more on how to invest for your future.


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2 - 5 January, 8.30am to 5pm AEST

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Things you should know

Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments. 


Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at or by calling us on 13 13 36.