Join CFS Investments to open an account.
Cash and enhanced cash solutions can help protect your money from market fluctuations, while also generating a stable return. This is because they are generally considered to be lower risk than other types of investments such as shares or geared options. Cash and enhanced cash solutions are often popular with investors who are approaching retirement and are not willing to risk their money moving up and down, as well as investors who want to add a secure component to their investment portfolio.
Because cash and enhanced cash solutions are lower risk, they tend to offer a lower potential return compared to higher risk investments.
Investing in cash and enhanced cash solutions doesn't just mean putting your money in a savings account. There are many different options available – from bank deposit products to actively managed cash funds.
Here are three of the cash and enhanced cash solutions we offer at CFS.
For a complete list of our funds, check out our Find a fund tool.
The fund invests in a bank deposit product offered by the Commonwealth Bank of Australia with a current The fund invests in a bank deposit product offered by the Commonwealth Bank of Australia with a current target return of 4.81%. Unlike a term deposit, there are no lock-in or special conditions. Enjoy the freedom of depositing and withdrawing at any time.
The fund invests in a diversified portfolio of money market securities, bank deposits and annuities to deliver stable returns. The investments are managed by leading cash managers and on deposit with Australian banks.
The fund invests in high quality money market securities (including asset backed securities) with predominantly short maturities, to achieve a very stable income stream.
Single sector option
Single sector option
Single sector option
Cash and other income
Cash and other income
Cash and other income
1 – Very low
1 – Very low
1 – Very low
No minimum
No minimum
No minimum
21 November 2022
22 May 2023
1 June 1998
Since inception: 4.33%
7 years: n/a
5 years: n/a
1 year: 4.32% p.a.
Since inception: 2.45%
7 years: n/a
5 years: n/a
1 year: n/a
Since inception: 3.75%
7 years: 1.62% p.a.
5 years: 1.48% p.a.
1 year: 4.27% p.a.
FSF9378AU
FSF4385AU
FSF0075AU
602
614
057
Different investment strategies and timeframes have different levels of risk. As a general rule, the bigger the potential investment return, the higher the investment risk. Understanding your tolerance for risk can help you feel more comfortable making investment decisions.
Before you invest, take some time to consider your appetite for risk. This way you’ll ensure the investment selection is aligned to your personal situation and financial goals.
Our Risk Profiler tool asks six simple questions to understand how you feel about risk. Based on your responses, it will suggest what your appetite for risk may be. Keep in mind that this tool should be used as a guide only. It won’t take into account your personal circumstances.
Join CFS Investments to open an account.
In the investment strategy section, use the APIR and option code to select your investment.
Compare more CFS funds with our performance tool
Review important information about fees, costs and other fund details in our Product Disclosure Statements
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Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.