Open an account in minutes

Join super

Join super

Over the last 10 years, more than 10 of our investment options delivered annualised double-digit returns.^

Start investing

Start investing

Invest with some of the best from as little as $1000.


Begin your retirement

Begin your retirement

CFS has the highest score for customers, confidence, and comfort about their retirement savings. *

We aim to deliver low fees and strong performance that are anything but average

Open your account in minutes

  1. Add your details


    You'll need:

    • Your contact details
    • Your tax file number 

    To open an investment account you'll also need:

    • 2 forms of ID (Australian driver licence, Australian passport, Medicare card, or Centrelink concession card)
  2. Choose your product


    You can choose to open a super, investment, or retirement account with CFS.


    Make sure you read the Product Disclosure Statement and Target Market Determination in deciding if the product is right for you.


    If you’re an existing CFS member, simply log-in to our online portal to open a new investment account. You’ll need your Member ID (OIN) which can be found on your statement. 

  3. Open your account


    Complete the form and start your investment journey with CFS in minutes. 


    Once your account is opened, you can easily:

    • manage your account
    • track your investment performance
    • start a new investment

    on our mobile app, or our online portal FirstNet.



Our passion for performance and service is why we’re one of the most consistently awarded super funds in Australia

Money magazine

Best of the Best



Highest Super Performer - FirstChoice Employer - CFS Geared Share Select

Money magazine

Best of the Best



Best Fixed Interest Pension Product

- FirstChoice Wholesale Pension - First Sentier Global Credit Income

Money magazine

Best of the Best



Highest Pension Performer - FirstChoice Wholesale Pension - CFS Geared Share 

Unleash in ways you never thought possible

Get in touch

Get in touch with us online or call us
8:30am to 6pm AEST Monday to Friday.

Find a financial adviser

Use our tool to find professional financial advice,

local to you.

Download mobile app

Track your balance and see your 

transactions history from anywhere.

^ Applies to only a subset of options in FirstChoice Wholesales Personal Super as at 31 October 2023. Past performance is no indication of future performance.


*CoreData, October 2023. Research house CoreData surveyed 3,800 workers aged over 55, and another 3,000 already-retired Australians, to ascertain how the major funds measure up on ‘preparedness to retire’ and ‘retirement satisfaction’. CoreData gave CFS an overall quality score of 57.5, one of the highest in the country and exceeding the industry average of 50.2.


Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products.


Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at or by calling us on 13 13 36.