Adviser Declaration for CFS Edge Investments

By submitting this application to participate in CFS Edge Investments, you as the applicant’s adviser (you) will be deemed to have made the following declarations and representations.

You confirm you:

• have been appointed by the applicant as their adviser.

• hold all licences and/or authorities which are required under the Corporations Act 2001 (Cth) to provide advice in relation to CFS Edge Investments, to arrange the issue of interests in CFS Edge Investments and to do all things contemplated by the IDPS Guide (and any relevant Supplementary IDPS Guide or other related documents).

• have read the most recent version of the Licensee Terms (also known as Dealer Terms of Trade) (accessible via cfs.com.au) and acknowledge that by registering on CFS Edge Investments, you agree to be bound by those terms as a representative of the licensee.

• have arranged the issue of an interest in CFS Edge Investments pursuant to an arrangement with us.

• have ensured that the applicant has received the IDPS Guide, Other Important Information brochure and disclosure documents for each investment selected by the applicant and all necessary forms at the same time.

• have provided the applicant with all information and advice necessary for the applicant to understand the nature and risks of an investment in or through CFS Edge Investments and the impact of the IDPS Guide, the Deed Poll and the applicant declarations and representations set out above.

• have made due enquiry into the applicant’s financial situation, investment needs, goals and objectives, and have formulated the investment strategy recommendation in accordance with this.

• recommended investments that produce an asset allocation and risk profile consistent with the applicant’s selected investment strategy.

• for the purpose of retail applicants, have taken reasonable steps to ensure distribution of CFS Edge Investments to the applicant is in line with the Target Market Determination (TMD) and agree to notify us in accordance with the requirements in the TMD if you become aware of significant dealings that aren’t consistent with the TMD. (Note: The reference to ‘distribution’ in this confirmation refers to ‘retail product distribution conduct’ within the meaning of section 994A (1) of the Corporations Act 2001 (Cth).).

• have disclosed to the applicant all fees, charges and remuneration payable in respect of CFS Edge Investments.

• have confirmed that the Adviser Service Fee arrangements are consistent with the information in any applicable opt-in renewal notice or fee disclosure statement given to the applicant.

• understand that authority for these services ceases upon the death of the applicant.

• will obtain instructions from the applicant, and provide the applicant with all information necessary to outline the nature and risks of making any investment transaction through CFS Edge Investments, before instructing us to make an investment transaction in respect of the applicant’s account. This includes obtaining appropriate authority to place transactions to re-balance investments under a manual model portfolio rebalance.

• declare that the FATCA and/or CRS information provided is reasonable considering the documentation provided.

• have performed the necessary applicant identification check required by law which will be relied upon by CFSIL. You have sufficient evidence of this check which will be kept for seven years and CFSIL can request copies of that identification at any time.

• understand that CFSIL communicates with you and the applicant electronically and you will ensure you and the applicant’s email and mobile number are up-to-date in our systems.

If you don’t use the standard operator-approved broker to place a trade, you’ll ensure that, prior to contacting the panel broker, you’ll perform the following checks to confirm:

• the correct applicant’s platform account number is used (all trades)

• there are available funds (for buys)

• the security is on the approved Investment list (for buys)

• the available listed securities balance is sufficient (for sells)

• any brokerage costs excluding advice fees negotiated with the panel broker are disclosed to the applicant.
   

For anti-money laundering and counter-terrorism financing purposes you acknowledge and agree you’ll provide us with any additional information we may request from time to time about the applicant.

You confirm you:

• will provide clear and legible instructions to us by a digital means acceptable to us.

• will indemnify us in respect of any losses or liabilities arising as a result of our reliance on those instructions or any of the representations and declarations in this section being breached or being shown on the balance of probabilities to be untrue, incorrect or misleading on any one or more occasions.