Short, simple passwords are relatively easy for hackers to crack. However, the longer and more complex we make our passwords, the harder they are for people to remember.
Enter passphrases.
Passphrases are strings of words that are easier for people to recall, but longer and therefore harder to crack.
The Australian government’s cyber security agency recommends the use of passphrases whenever you can to protect valuable personal information and accounts*.
Passphrases work best when they are long, unpredictable and unique. That means they should:
Email accounts, financial accounts and those that store sensitive financial or personal information should each have their own passphrase.
Strings of unrelated words make the best passphrases. For example: ‘light apple mouse stone’.
Some ways to create your own passphrases might include:
Once you have your passphrase, create a mnemonic or sentence to help you remember it.
For example: The light from an apple turned a mouse into stone.
To vary your passphrase for different accounts, you could try inserting a word or prefix from that website or service into your passphrase. For example: use ‘light apple face mouse stone’ for Facebook.
As with passwords it’s important to store your passphrases securely. For example, your device browser may include a password manager you can use to store your passphrases.
If you use one from the internet or buy one, do your research to make sure the seller is reputable, and the password manager undergoes regular security updates.
And protect your password manager with its own long, unpredictable and unique passphrase.
Or you could choose to record them in a notebook, as long as you keep it somewhere secure.
Remember, don’t share your passphrases (or your notebook) with anyone, and don’t enter them when using public Wi-Fi networks.
If a passphrase has been compromised, change to a new one and don’t use the old one again.
Our Staying safe online hub has more information about how to keep your accounts and personal information safe.
Change your passwords, contact us, and visit cyber support service IDCARE.
Learn more about online safety on our Staying safe online cyber security hub.
Ten simple ways to help protect yourself and your money from online fraud.
Get in touch with us online or call us 8:30am to 6pm AEST Monday to Friday.
Our dedicated team can help you choose from a range of different financial advice options.
Track your balance and see your transactions history from anywhere.
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments. This document may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the Target Market Determinations (TMD) for our financial products at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.