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Maturing FirstRate Investment Deposits – 14 Dec 2018

The December 2018 series of FirstRate Investment Deposits are due to mature on Friday, 14 December 2018.

At maturity, all proceeds will be invested into the FirstRate Saver option as per the offer term sheet for the Deposit.


FirstRate Saver is a low-risk cash alternative that holds your cash alongside your other investments while earning a competitive interest rate. As FirstRate Saver is an at-call deposit, the interest rate on the FirstRate Saver is lower than the interest rate that applied to the FirstRate Investment Deposit.


Key features:

  • No ongoing management fees, account keeping fees or transaction costs.
  • Knowing at the time what interest you will earn and that your money is on deposit with a leading Australian bank.
  • Move your money between the FirstRate deposit products and other FirstChoice menu options with ease.
  • Interest calculated on your account balance daily and paid effective on the last calendar day of each month.


You can view the current interest rates here.

We're here to help

For more information please speak to a financial adviser, refer to the current Product Disclosure Statement available at or call us on 13 13 36 Monday to Friday, 8am to 7pm Sydney time.


You should seek independent professional tax advice on how you should treat this payment in your personal income tax return. Taxation considerations are general and based on present taxation laws and may be subject to change. You should seek independent, professional tax advice before making any decision based on this information. Colonial First State Investments Limited is also not a registered tax (financial) adviser under the Tax Agent Services Act 2009 and you should seek tax advice from a registered tax agent or a registered tax (financial) adviser if you intend to rely on this information to satisfy the liabilities or obligations or claim entitlements that arise, or could arise, under a taxation law.


Colonial First State Investments Limited ABN 98 002 348 352, AFS Licence 232468 (Colonial First State) is the issuer of interests in FirstChoice Personal Super, FirstChoice Wholesale Personal Super, FirstChoice Pension, FirstChoice Wholesale Pension, FirstChoice Employer Super offered from the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557. It also issues interests in the Rollover & Superannuation Fund (ROSCO) and Personal Pension Plan (PPP) offered from the Colonial First State Rollover & Superannuation Fund ABN 88 854 638 840. Colonial First State also issues other investment products made available under FirstChoice Investments and FirstChoice Wholesale Investments, other than FirstRate Saver, FirstRate Term Deposits and FirstRate Investment Deposits which are products of the Commonwealth Bank of Australia ABN 48 123 123 124, AFS Licence 234945 (the Bank). The information contained in this letter is general information only and does not take into account your individual objectives, financial situation or needs. Our investor services representatives do not provide financial advice. We recommend you speak to your financial adviser for any personal advice or recommendations. You should read the relevant Product Disclosure Statement (PDS) carefully and assess whether the information is appropriate for you and consider talking to a financial adviser before making an investment decision. PDSs can be obtained from or by calling us on 13 13 36.