Why CFS for retirement
One relationship. One experience. And a retirement partner that simplifies what others overcomplicate. CFS puts specialist expertise in your hands, so you lead with confidence - and offers best-of-breed solutions designed to improve client outcomes and help you build a stronger, more valuable business.
Whole of life
Solutions designed to bring clients to the table earlier, deepen the relationship over time, and help you build a practice worth more tomorrow than it is today.
You lead the conversation
Retirement outcomes shaped by your advice and supported by leading solutions - keeping you relevant, trusted, and central throughout the client journey.
Stronger conversations
Every solution is designed to simplify the advice process and support earlier and continuous client engagement.
Future proof
A retirement roadmap that evolves with regulation, client needs, and market innovation - so your advice stays ahead.
Introducing our largest-ever expansion of retirement solutions
A new generation of solutions developed in partnership with Challenger, Generation Life and BlackRock.
See what’s coming, when, and how it can support your advice approach.
Whole-of-life retirement solutions
From accumulation through decumulation into estate planning - a complete suite of retirement solutions built with institutional strength behind every option.
Retirement Income Optimiser
A built‑in feature that supports lifetime income strategies - giving your clients more certainty, flexibility and confidence in retirement.
Pension Bonus
A one-off payment to boost clients' super balances at the point of transition from super to pension - giving them a head start in retirement.
Safewill
We’ve partnered with Safewill, one of Australia’s leading online will‑writing platforms, to offer your clients an affordable and accessible way to create a legally valid will.
Latest retirement news
For you and your people to stay informed.
Introducing a new generation of retirement solutions
CFS partners with Safewill to support client estate planning
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Get in touch
For adviser services contact us 8:30am - 6pm (Sydney time) Monday to Friday.
FirstTech: 9am - 5:30pm Monday to Friday.
Adviser Use Only
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee and issuer of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the issuer and Investor Directed Portfolio Services (IDPS) operator and administrator of investment products.
Information on this webpage is current requirements and laws as at 25/05/2026. While all care has been taken in preparing the information contained on this webpage (using reliable and accurate sources), to the extent permitted by law, no one including AIL and CFSIL, nor any related parties, their employees or directors, accept responsibility for loss suffered by anyone from reliance on this information. Information on this webpage provides general information for the adviser only and is not to be handed to any investor. It doesn‘t take into account anyone’s individual objectives, financial situation, needs or tax circumstances. You should read the relevant Product Disclosure Statement (PDS), Investor Directed Portfolio Service Guide (IDPS Guide) and Financial Services Guide (FSG) before making any recommendations to a client. The PDS, IDPS Guide and FSGs can be obtained via cfs.com.au/cfsedge or by calling us on 1300 769 619.