A modern multi-asset, multi-manager approach from CFS Investments, available on Australia's #1 platform for adviser satisfaction.¹
FirstChoice Flex
FirstChoice Flex is built around a simple philosophy: directing value to where it matters most using the right tool for the job, and ensuring portfolios are built for today's world. A modern take on the traditional core-satellite approach, it blends active, enhanced and index strategies to combine broad market exposure, targeted asset allocation and selective active management within professionally managed portfolios.
Active where it matters
Directing fees where investment skill has the greatest potential to add value.
Right tool for the job
Building blocks selected on merit and the role they need to play within the portfolio.
Built for today's world
Designed to capture opportunities from evolving macro trends and the velocity of moving markets.
Meet the suite
FirstChoice Flex is available in five risk profiles, from Flex 30 through to Flex 99*. Each portfolio follows the same investment philosophy, with the growth and defensive mix adjusted to suit different client objectives and risk tolerances.
CFS FirstChoice Flex 30
30/70
CFS FirstChoice Flex 50
50/50
CFS FirstChoice Flex 70
70/30
CFS FirstChoice Flex 85
85/15
CFS FirstChoice Flex 99
99/1
*Refer to the FirstChoice Digital Reporting Hub for the full details of fees and costs.
FirstChoice Flex portfolios
Asset Allocation
Portfolio breakdown
Suitability
Suitable for clients seeking medium to long-term growth. This portfolio is well suited to clients seeking exposure to a relatively conservative investment approach, with a greater emphasis on defensive assets and limited exposure to growth assets. Designed for those with a low to moderate risk tolerance, who prioritise capital preservation and are comfortable with only modest market fluctuations. Not suitable for short-term clients or those requiring guaranteed returns.
Asset Allocation
Portfolio breakdown
Suitability
Suitable for clients seeking medium to long-term growth. This portfolio is well suited to clients seeking a portfolio with a balanced exposure to growth assets. Designed for those with a moderate risk tolerance who can accept market fluctuations. Not suitable for short-term clients needing capital guarantees or immediate liquidity.
Asset Allocation
Portfolio breakdown
Suitability
Suitable for clients seeking long-term growth. This portfolio is well suited to clients seeking exposure to predominantly growth assets. Designed for those with a moderate to high risk tolerance who can accept market fluctuations. Not suitable for short-term clients needing capital guarantees or immediate liquidity.
Asset Allocation
Portfolio breakdown
Suitability
Suitable for clients seeking long-term growth. This portfolio is well suited to clients seeking exposure to predominantly growth assets. Designed for those with a high risk tolerance who can accept market fluctuations. Not suitable for short-term clients needing capital guarantees or immediate liquidity.
Asset Allocation
Portfolio breakdown
Suitability
Suitable for clients seeking long-term growth. This portfolio is well suited to clients seeking exposure to predominantly growth assets. Designed for those with a high risk tolerance who can accept market fluctuations. Not suitable for short-term clients needing capital guarantees or immediate liquidity.
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Adviser use only
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Avanteos Superannuation Trust ABN 38 876 896 681 and issuer of CFS Edge Super and Pension. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the Investor Directed Portfolio Service (IDPS) operator, administrator and custodian of the Avanteos Wrap Account Service and issuer of CFS Edge Investments. CFSIL is also the responsible entity and issuer of interests in the Colonial First State Managed Account ARSN 167 425 649 and the Colonial First State Separately Managed Account ARSN 618 390 051, available for investment through CFS Edge super, pension and investment products.
This webpage is based on current requirements and laws as at 17 September 2026. While all care has been taken in preparing the information contained in this webpage (using reliable and accurate sources), to the extent permitted by law, no one including AIL and/or CFSIL, nor any related parties, their employees or directors, accept responsibility for loss suffered by anyone from reliance on this information. This webpage provides general information for the adviser only and is not to be handed to any investor. It doesn‘t take into account anyone’s individual objectives, financial situation, needs or tax circumstances. You should read the relevant Product Disclosure Statement (PDS), Investor Directed Portfolio Service Guide (IDPS Guide) and Financial Services Guide (FSG) before making any recommendations to a client. The PDS, IDPS Guide and FSGs can be obtained via cfs.com.au/cfsedge or by calling us on 1300 769 619.