This session discusses the technical knowledge and practical strategies required for navigating complex estate planning scenarios involving superannuation, testamentary trusts, and beneficiary protection. You'll gain insights into how different asset types interact with estate planning structures and how to support clients in achieving tax-effective and secure wealth transfer outcomes.
Key topics include:
- Deceased estate: Who’s liable to pay tax on income of a deceased estate.
- Superannuation Death Benefits: Understanding estate vs non-estate treatment, and the role of super proceeds trusts in protecting beneficiaries and managing tax.
- Testamentary Trusts: Identifying risks such as bankruptcy, relationship breakdowns, legal incapacity (eg minor child beneficiary), and exploring the use of testamentary trusts in these situations to achieve assets protection and enhancing tax efficiency.
1 CPD point
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Information on this webpage is provided by Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 and Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468. It may include general advice but does not consider anyone’s individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statements (PDSs), Investor Directed Portfolio Service Guides (IDPS Guides) and Financial Services Guides (FSGs) before making any recommendations to a client. The PDSs, IDPS Guides and FSGs can be obtained from www.cfs.com.au or by calling us on 13 18 36. Past performance or awards are no indication of future performance.