Colonial First State (CFS) is one of Australia’s leading wealth management providers. CFS refers to Superannuation and Investments HoldCo Pty Limited ABN 64 644 660 882 and its subsidiaries which include Avanteos Investments Limited ABN 20 096 259 979 AFSL 245531 (AIL) and Colonial First State Investments Limited ABN 98 002 348 352 AFSL 232468 (CFSIL).
Any financial services offered to you will be provided by either AIL or CFSIL. CFSIL and AIL each have an Australian Financial Services Licence granted under the Corporations Act to provide certain financial services to you.
The Financial Services Guide (FSG) is an important document which we are required to give to you under the requirements of our Australian Financial Services Licences. It provides you with information about us to help you decide whether to use the financial services we provide. Each FSG outlines the types of services and products we can offer to you. It also explains how we (and other relevant persons) are remunerated for these services and includes details of our internal and external complaints handling procedures and how you can access them.
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.
Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.