Access an even wider range of retirement funding options for your clients, with Resolution Life and Challenger term and lifetime annuities now available via FirstChoice.


Balance income and growth requirements for clients by offering an account-based pension with an annuity – all on the same platform.

Cost effective

No additional fees to access annuities via FirstChoice.


Clients receive the same rates and features as they would directly from annuity providers – all with the benefits of FirstChoice.

Why annuities?

Reduced risk clients needn’t worry about market volatility or how long their money will last

Certainty clients have the comfort of knowing exactly what income they’ll get and for how long, regardless of market performance

Flexibility investment terms can be short-term, long-term or lifetime, with payments made monthly, quarterly, half-yearly or yearly

Security capital and income are usually guaranteed, and some or all capital can be returned at the end of the term

Diversity clients can choose an annuity income for living expenses, and an account-based pension for discretionary spending and investment growth potential.


The disadvantages of annuities include:

  • Funds are locked away until the end of the term
  • Money can’t be withdrawn as a lump sum
  • Once payments start clients can’t change the amount they receive as income
  • Clients can’t choose how their money is invested.

Annuity options

Fixed-term annuities
Lifetime annuities
Fixed-term annuities

Pay a regular income for a client’s chosen term, with CPI or fixed percentages increases 

Fixed-term annuities

Pay an income for the rest of a client’s life and the life of their reversionary, if nominated

Why annuities via FirstChoice? 

Consolidated reporting
Easy to apply
Choice of providers
Support and resources
Consolidated reporting

No dual reporting for on-and off-platform assets means less admin time for you

Consolidated reporting

Open an annuity for a client with information pre-populated from their platform account

Easy to apply

Variety of annuity types available from two of Australia’s premier annuity providers

Choice of providers

Access to CFS’s market-leading technical and admin support, plus client educational resources

Support and resources

Unleash in ways you never thought possible

Get in touch

For technical enquiries contact us
8:30am – 6pm AEST Monday to Friday.

Find a Business Development Manager

Need more information or support? 


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Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments. 


This webpage provides general information for the adviser only and is not to be handed to any investor. It doesn‘t take into account anyone’s individual objectives, financial situation, needs or tax circumstances. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) before making any recommendations to a client. The PDS and FSG can be obtained from or by calling us on 13 18 36.