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Investment Choice
With FirstChoice Employer Super, you’ll be providing your employees with access to a range of investment options. We support those who prefer the simplicity of an automated strategy, as well as those who enjoy taking a more active role in managing their super.
3 simple steps to choose your investment choice
Option 1: We do the work
(CFS Lifestage)
With CFS Lifestage, we set the investment mix according to the member’s age and adjust it over time.
Option 2: Member chooses their professionally constructed portfolio
(Multi-manager or multi-index options)
The member chooses from one or more of our professionally constructed multi-manager portfolios.
Option 3: Member tailors their own portfolio
(Other multi-sector and single-manager options) The member can work with their adviser to set their asset allocation and choose from our investment menu.
FirstChoice Employer Super
Let us manage your investment mix with our CFS Lifestage option, or be more involved and choose from the Select range of investment options. For more information, download the investment options menu.
Our default investment option – CFS Lifestage
With different people needing different things from their super, it’s critical that the default option is adaptable. CFS Lifestage is an investment option that automatically adjusts member's investment mix to suit their lifestage. This means your employees can stay in one investment option where the asset mix changes as they get closer to retirement..
This approach aims to:
- Reduce the impact of any volatile returns just prior to retirement
- Maximise the potential for returns when the member is young
CFS Lifestage at a glance:
- MySuper approved
- Highly diversified
- Auto-adjusts – The investment mix adjusts automatically as the member gets closer to retirement
- Professionally managed – Delivered by the expert investment team at Colonial First State
View the CFS Lifestage option
CFS Lifestage is a smart investment option that automatically adapts to suit a member’s life stage. We do the hard work for you by automatically adjusting your investment mix as you get closer to retirement.
Investment choice and flexibility
Not all your employees will want to invest in the default option. More engaged investors may like to choose their investment mix. While for others, their personal circumstances may dictate the need for an investment mix that is different to others in their age group.
We offer these members the option of constructing their own investment portfolios from our comprehensive investment menu including a range of multi-manager and single manager options.
We're here to help
Get in touch
For technical enquiries contact us 8:30am - 6pm AEST Monday to Friday.
Employer use only
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the issuer of FirstChoice Employer Super offered from the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557.
This document may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 1300 654 666. All applications for these products must be on the application form attached to the PDS, which can be completed online (other than for FirstChoice Employer Super) or on paper. Applications for FirstChoice Employer Super can be made by speaking to your employer or Relationship Manager (RM). Past performance is no indication of future performance.
The insurance provider is AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIA Australia). AIA Australia is not part of the Commonwealth Bank Group or CFS. The respective insurance covers are provided under policies issued to the Trustee.