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Not your average
Employer super

Why do over 6,000 Australian businesses choose CFS for their employer super?

We’re focussed on strong long-term performance

We’re focussed on strong long-term performance

Strong returns for MySuper members in the year ending June 2023.*


Enjoy consistently low fees

Enjoy consistently low fees

We offer annual fees that are at least 24% lower on average when compared to retail funds.^



Hands on or hands off investment choice

Hands on or hands off investment choice

Smart default investment complimented with more than 60 investment options for employees to choose from.

Seamless experience for you and your team

Simple to start, simple to operate

Integrated onboarding experience and a fully compliant clearing house. 

Trusted expertise

Some of the world’s best investment minds working for you and your team to help them achieve their financial goals.

Expert support

Dedicated relationship managers. Australian call centre.

"When you are referring your staff to someone that will support their financial wellbeing, you must be confident in their ability and relatability. Trust is everything. We find the team at CFS provide exceptional service based on these two key qualities."


Carl, GM Motorama

Download our improved app

Discover the confidence that comes with greater knowledge.


With the CFS app, you can easily see how your CFS account is performing thanks to improved charts, graphs and insights.


All of these features paired with faster access to all your information, such as statements, balances, and where your money’s invested - all at your finger tips.


Unleash in ways you never thought possible

Get in touch

For technical enquiries contact us

8:30am - 6pm AEST Monday to Friday

Contact a Relationship Manager

Need more information or support?


FirstNet Employer

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* Actual return may be different depending on which Lifestage investment option members are invested in, and when transactions into and out of the options were made. Past performance is no indication of future performance.

^ The fee comparison is for MySuper products. Fees are compared on the Lifestage 1965-69 option for a member balance of $50,000 and may vary for different age cohorts. The Chant West Super Fund Fee Survey compares the Lifestage option that is closest to 73% growth assets, which is consistent with the average risk and return profile of most non-lifecycle products. Total fees and costs include administration fees and costs, investment fees and costs and net transaction costs on a gross of tax basis. Industry averages are calculated on a weighted average basis. This comparison has been prepared by CFS using data sourced from the Chant West Super Fund Fee Survey, effective 30 June 2023 and is based on information provided to Chant West by third parties, that is believed accurate at the time of publication. Fees may change in the future which may affect the outcome of the comparison. Chant West may make adjustments to fees and costs for comparison purposes and therefore data may vary to other published materials.                                                                   


Employer Use Only

Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the issuer of FirstChoice Employer Super offered from the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557. 


This document may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 1300 654 666. All applications for these products must be on the application form attached to the PDS, which can be completed online (other than for FirstChoice Employer Super) or on paper. Applications for FirstChoice Employer Super can be made by speaking to your employer or Relationship Manager (RM). Past performance is no indication of future performance.


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