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Another year of outstanding returns for your employees
Strong super performance, three years running*
Why choose FirstChoice Employer Super?
Strong super performance
We’re focused on strong, long-term performance. MySuper Lifestage is a top performer over one, three and five years.1
Low fees
We’re committed to keeping our fees low. Our FirstChoice Employer Super fees are lower than the super fund average.2
Expert service
We can help your employees manage their super with our mobile app, dedicated local contact centre and a range of financial advice options.
Join as an employer
FirstChoice Employer Super is designed for you and your people. We’re here to help you stay on top of your super obligations and help create a secure financial future for your people.
Application form checklist:
Step 1: Provide your company details
Step 2: Establish you super fund design details
Step 3: Nominate the insurance type
Step 4: Provide your identification
Award-winning super
Strong investment performance. Low fees. Expert service. That’s why we are consistently awarded.
Insurance that’s there when it matters
We’ve partnered with AIA Australia to offer flexible, affordable insurance that's there for your people through life’s ups and downs.
- Faster claims - Our streamlined processes help your employees get the support they need.
- Trusted protection - Backed by over 50 years of experience.
Manage your plan
Pay super
Our payment system is simple to use, with a handy Superannuation Guarantee payment schedule and flexible payment options.
Your obligations
We’ve made it easy to understand what your responsibilities are and why they matter, so you can meet your obligations.
Our new clearing house
Gain access to our fast and secure FirstChoice Employer Super Clearing House that allows you to track and pay employee super easily.
Member education
We’re here to make investing easier for your employees. We offer clear, practical resources that build confidence, grow knowledge, and support their financial well-being.
News and insights
For you and your people to stay informed.
CFS Market Insights: July 2025
Key pension changes to know for the 2025-26 financial year
CFS delivers another year of outstanding FirstChoice Pension returns
We're here to help
Get in touch
For technical enquiries contact us 8:30am - 6pm AEST Monday to Friday.
CFS FirstChoice products recognised in Mozo Experts Choice Awards 2025 - more information on the awards research methodology at Mozo.
Ratings issued by SuperRatings Pty Ltd a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd AFSL No. 421445 are general advice only. Rating is not a recommendation to purchase, sell or hold any product and subject to change without notice. SuperRatings may receive a fee for the use of its ratings and awards. Visit SuperRatings.com.au for ratings information.
*Past performance is not a reliable indicator of future performance.
CFS investment performance data based on net returns to 30 June for the 2024-25 financial year, 2023-24 financial year and 2022-23 financial year, as calculated at 2 July 2025. Three-year returns are calculated on a cumulative year-on-year basis which are then annualised.
1 Past performance is not a reliable indicator of future performance. CFS MySuper Lifestage is a top performer over 1, 3 and 5 years for growth and balanced options based on the SuperRatings Fund Crediting Rate Survey 31 March 2025. Returns greater than one year are annualised and are net of fees and costs (excludes member fees).
2 Source: Chant West Super Fund Fee Survey March 2025 for MySuper products based on the FirstChoice Employer Super Lifestage 1965-69 option for a member balance of $50,000. Fees may vary for different age cohorts.
Employer use only
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the issuer of FirstChoice Employer Super offered from the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557.
This document may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 1300 654 666. All applications for these products must be on the application form attached to the PDS, which can be completed online (other than for FirstChoice Employer Super) or on paper. Applications for FirstChoice Employer Super can be made by speaking to your employer or Relationship Manager (RM). Past performance is no indication of future performance.
The insurance provider is AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIA Australia). AIA Australia is not part of the Commonwealth Bank Group or CFS. The respective insurance covers are provided under policies issued to the Trustee.