Employer super that’s anything but average

Get the super experience you
(and your team) deserve

We’re focussed on strong, long-term performance

We’re focussed on strong, long-term performance

Strong returns for MySuper members in the year ending June 2023.1


Consistently low fees

Consistently low fees

Annual fees that are at least 24% lower on average when compared to retail funds.2



Insurance cover you can trust

Insurance cover you can trust

94% of claims were accepted for CFS super products in the calendar year ending December 2022.*


* Source: AIA Australia

"Passionate & knowledgeable service and advice for our Group is what has contributed to CFS being our choice as our default super fund for over 10 years now.  I am delighted with the service provided which is always very prompt and professional. The expertise given to our staff, their members, cannot be faulted."


Jodie Usher, Payroll Manager, Ray White

We support over 6,000 Australian businesses 

Chat to our Australian-based call centre

Chat to our Australian-based call centre

In the 4 months from July to October 2023, we’ve resolved 97% of employer queries in the first call.3

Not your average customer service

Not your average customer service

In 2023, over 16,000 customers rated us a 9 out of 10 on average for service.

Making super simple for you and your team

Making super simple for you and your team

We’ll make sure you stay on top of the ever-changing super regulations for your company.

* Source: AIA Australia

Why choose CFS?

With strong performance and low fees, FirstChoice Employer Super can help put you and your team on track for a retirement that’s anything but average.


How can we help today?

Employer super updates

CFS delivers double-digit returns

Article 21 July 2023


Strong returns saw CFS outplace other super providers despite challenging market conditions for the financial year ending 30 June 2023.


Federal Budget 2023-24

Article 8 May 2023


The government maintained its election promise to leave super unchanged. Instead, the focus was on easing the cost of living while keeping a rein on inflation.

Annual Members Meeting

Article 14 Feb 2023


The CFS Annual Members’ Meeting (AMM) was hosted online 15 February 2023.



Unleash in ways you never thought possible

Get in touch

For technical enquiries contact us


18 - 20 December 8.30am to 5pm AEST

21 - 22 December, 9am to 3pm AEST

27 - 29 December, 9am to 3pm AEST

2 - 5 January, 8.30am to 5pm AEST

Contact a Relationship Manager

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Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.


Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at or by calling us on 13 13 36.