Guy in suit standing and smiling with hands in pocket

Not your average
insurance in super

Customised cover with one of the strongest claim records in the industry

We have your team covered

We have your team covered

With our insurance in super, your team can be automatically covered, without needing to provide any medical information.

We've paid 94% of claims

We've paid 94% of claims

94% of claims were accepted over the 12 months to December 2022.


You’re in good hands

You’re in good hands

We’ve partnered with insurance experts, AIA, to provide affordable and comprehensive cover.


Insurance that's good for you. And even better for your team.

Rapid response

With our rapid response times and processes, we ensure your employees get the support they need as quickly as possible. 

Recover well

Your employees can access proven services and programs to help them in their recovery and to get back on their feet including specialist treatment programs, such as CancerAid and Pain Coaching.

Care more

We know work is more than an income. It supports people’s identity and sense of purpose. Which is why we offer AIA’s world-class wellbeing programs to support your employees’ health at every stage of their lives.

Insurance that flexes to suit your business 

Different types of cover for different types of work

Different types of cover for different types of work

We know that different occupations are better suited to different types of protection, which is why we enable you to tailor cover that’s right for your industry and your team.


We have your needs covered

We have your needs covered

We offer your team a range of insurance options, so they can determine which cover works best for them:

• Death cover (also known as life cover)

• Total and Permanent Disablement cover (TPD)

• Salary Continuance Insurance (SCI) 

When life changes, you can change

When life changes, you can change

We understand your team may benefit from different levels of cover around different life events including getting married, or a new baby. Which is why, with no underwriting required, adjusting cover is as simple as getting in touch. 

Unleash in ways you never thought possible

Get in touch

For technical enquiries contact us

8:30am - 6pm AEST Monday to Friday

Contact a Relationship Manager

Need more information or support?


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Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.


Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at or by calling us on 13 13 36.