This information updates the FirstChoice Wholesale Personal Super and Pension Product Disclosure Statement (PDS) dated 23 May 2026. You should read this information in conjunction with the PDS.
26 September 2026 is the start date of the Retirement Income Optimiser feature. The Retirement Income Optimiser feature is automatically applied to your FirstChoice Wholesale Personal Super account if you are eligible when you join. You can choose to opt out of the Retirement Income Optimiser feature during the application process or at any time after your account has been established. This feature also applies to existing members effective from 26 September 2026, provided that you meet the eligibility criteria.
More information about Retirement Income Optimiser feature is available on the website cfs.com.au/retirementincomeoptimiser
Adviser Transaction Authority on Retirement Income Optimiser
If you have granted your financial adviser an Adviser Transaction Authority, your adviser will be able to opt in or opt out of Retirement Income Optimiser on your behalf.
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For more information about these changes, please refer to the relevant PDS, speak to a financial adviser if you have one, or call us on 13 13 36, 8:30am to 6pm Monday to Friday Sydney time.
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Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of the FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of the CFS Multi-Manager Funds Product Disclosure Statement and products made available under FirstChoice Investments and FirstChoice Wholesale Investments.
Information in this update and on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS), TMD and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.