Considering financial advice? Learn about the types of advice available, how to choose an adviser and how to make the most of your appointment.

Five signs you may need a financial adviser

Financial advice isn't just for the wealthy or those close to retirement. Discover if you could benefit from an adviser.

Why might I need financial advice?

You may put off thinking about your finances, but doing this could have a lasting impact on your financial future.

Which professions can offer advice?

Here’s a quick breakdown of the roles of an accountant, a financial counsellor and a financial adviser – and the benefits that each can offer.

What should I bring to the first meeting?

Plan for a productive first meeting with your financial adviser.

Who are financial advisers and investment managers, and what do they do?

Who are financial advisers and investment managers, and what do they do?  

Things you should consider when choosing an adviser

It’s important you build a working relationship with someone you can trust.

What should I ask my financial adviser?

Choosing to see a financial adviser can be an important step in planning for your retirement. Being prepared ahead of time with a list of questions can help you get the most from your meeting.

What's next?

Funds and performance

Explore our investment options and access performance, unit prices and key information.



Get to know your risk appetite

We all have a different appetite for risk, and it can change over time. Learn more about yours with our risk profiler tool so you can feel comfortable making investment decisions.

Retirement calculator

Quickly and easily estimate how much super you may have in retirement and how much you may need.


Unleash in ways you never thought possible

Get in touch

Get in touch with us online or call us

18 - 20 December 8.30am to 5pm AEST

21 - 22 December, 9am to 3pm AEST

27 - 29 December, 9am to 3pm AEST

2 - 5 January, 8.30am to 5pm AEST

Find a financial adviser

Use our tool to find professional financial advice,

local to you.





Download mobile app

Track your balance and see your 

transactions history from anywhere.





Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.


Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at or by calling us on 13 13 36.