Employer Super, simplified
ATO Clearing House closure? We’ve got you covered
The ATO’s Small Business Superannuation Clearing House (SBSCH) will close on 30 June 2026. If you currently rely on this service to pay employee super, you’ll need to move to a new clearing house before this date to remain compliant.
To support this change, we've partnered with Reckon to provide free access to the FirstChoice Employer Super Clearing House. Sign up with Colonial First State via Reckon to get started, and continue running payroll smoothly.
Why choose Colonial First State
We’re passionate about helping Australians achieve financial freedom in retirement. We've helped over three million Australians with their investment, superannuation and retirement needs since 1988.
Strong super performance
We’re focused on strong, long-term performance. MySuper Lifestage is a top performer over one, three and five years.1
Low fees
We’re committed to keeping our fees low. Our FirstChoice Employer Super fees are lower than the super fund average.2
Expert service
We can help your employees manage their super with our mobile app, dedicated local contact centre and a range of financial advice options.
Ready to join?
Sign up through Reckon to get started
Award-winning super
Strong investment performance. Low fees. Expert service. That’s why we are consistently awarded.
Insurance that’s there when it matters
We’ve partnered with AIA Australia to offer flexible, affordable insurance that's there for your people through life’s ups and downs.
- Faster claims - Our streamlined processes help your employees get the support they need.
- Trusted protection - Backed by over 50 years of experience.
CFS FirstChoice products recognised in Mozo Experts Choice Awards 2025 - more information on the awards research methodology at Mozo.
Ratings issued by SuperRatings Pty Ltd a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd AFSL No. 421445 are general advice only. Rating is not a recommendation to purchase, sell or hold any product and subject to change without notice. SuperRatings may receive a fee for the use of its ratings and awards. Visit SuperRatings.com.au for ratings information.
¹ Past performance is not a reliable indicator of future performance. CFS MySuper Lifestage is a top performer over 1, 3 and 5 years for growth and balanced options based on the SuperRatings Fund Crediting Rate Survey 30 November 2025. Returns greater than one year are annualised and are net of fees and costs (excludes member fees).
² Source: Chant West Super Fund Fee Survey September 2025 for MySuper products based on the FirstChoice Employer Super Lifestage 1965 – 69 option for a member balance of $50,000. Fees may vary for different age cohorts.
Employer use only
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the issuer of FirstChoice Employer Super offered from the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557.
This document may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 1300 654 666. All applications for these products must be on the application form attached to the PDS, which can be completed online (other than for FirstChoice Employer Super) or on paper. Applications for FirstChoice Employer Super can be made by speaking to your employer or Relationship Manager (RM). Past performance is no indication of future performance.
The insurance provider is AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIA Australia). AIA Australia is not part of the Commonwealth Bank Group or CFS. The respective insurance covers are provided under policies issued to the Trustee.